Natural hazards · Addison

Addison, AL natural hazards

Most of the natural-hazard damage FEMA expects in Addison comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Addison?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Addison to be higher than in 64% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes20%Cold waves9%Earthquakes8%Everything else15%

By hazard

What Addison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

20% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 7 years in the area

Cold waves

9% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Addison flood?

FEMA's records show no paid flood insurance claims in Addison.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Addison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Winston County.

What’s been done with FEMA grants

11storm safe rooms built

Disasters that hit Addison

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Addison itself: aid to households, or repair grants to the Town of Addison.

Brought FEMA money into AddisonDeclared for Winston County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

51 households applied for aid $6K aid approved $6K to the Town of Addison for repairs

2004

Hurricane Ivan

2 households applied for aid $1K aid approved

1998

Riv-Severe Winter Wx 12/23/98

$3K to the Town of Addison for repairs

Winston County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Addison is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Addison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Addison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.