Natural hazards · Trapper Creek

Trapper Creek, AK natural hazards

Most of the natural-hazard damage FEMA expects in Trapper Creek comes from avalanches, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2005. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Trapper Creek?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trapper Creek to be higher than in 87% of U.S. communities, mostly from avalanches.

Avalanches85%Earthquakes11%Everything else4%

By hazard

What Trapper Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

85% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Earthquakes

11% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

Inland floodingTornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesHeat wavesStrong windDroughtTsunamis

Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Trapper Creek flood?

Every paid claim on a federal flood insurance policy in Trapper Creek, from FEMA’s records.

2paid claims since 2005

$41Kpaid to owners

0homes flooded more than once

20052026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Trapper Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Matanuska-Susitna Borough.

Disasters that hit Trapper Creek

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Trapper Creek itself: aid to households, or repair grants to Trapper Creek.

Brought FEMA money into Trapper CreekDeclared for Matanuska-Susitna Borough only

2018

Earthquake

8 households applied for aid $5K aid approved

2003

Severe Winter Storm, Including High Winds and Freezing Temperatures

2 households applied for aid $12K aid approved

Matanuska-Susitna Borough has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trapper Creek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Trapper Creek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Trapper Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Trapper Creek total about $18.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.