Natural hazards · Ridgeway

Ridgeway, AK natural hazards

Most of the natural-hazard damage FEMA expects in Ridgeway comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 2012.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ridgeway?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ridgeway to be higher than in 95% of U.S. communities, mostly from earthquakes.

Earthquakes92%Everything else8%

By hazard

What Ridgeway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

92% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

Inland floodingHailIce stormsWinter weatherCold wavesWildfireLandslidesLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesTornadoesHeat wavesStrong windDroughtAvalanchesTsunamis

Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ridgeway flood?

Every paid claim on a federal flood insurance policy in Ridgeway, from FEMA’s records.

4paid claims since 2012

$15Kpaid to owners

0homes flooded more than once

20122026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ridgeway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kenai Peninsula Borough.

Disasters that hit Ridgeway

Federal disasters declared here

None of the disasters declared for Kenai Peninsula Borough shows FEMA aid or repair money reaching Ridgeway itself in FEMA’s records.

Brought FEMA money into RidgewayDeclared for Kenai Peninsula Borough only

Kenai Peninsula Borough has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Ridgeway

Ridgeway and the towns around it

Very lowLowModerateHighVery high

Kalifornskymostly earthquakesVery high

Kenaimostly earthquakesVery high

Ridgewaymostly earthquakesVery high

Soldotnamostly earthquakesVery high

Sterlingmostly avalanchesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ridgeway covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ridgeway’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Ridgeway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ridgeway total about $18.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.