Natural hazards · Ninilchik

Ninilchik, AK natural hazards

Most of the natural-hazard damage FEMA expects in Ninilchik comes from earthquakes, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ninilchik?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ninilchik to be higher than in 94% of U.S. communities, mostly from earthquakes.

Earthquakes77%Tsunamis12%Wildfire6%Everything else5%

By hazard

What Ninilchik faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

77% of expected damage

Well above average · among the top 1% of U.S. places

Tsunamis

12% of expected damage

Well above average · among the top 1% of U.S. places

Wildfire

6% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

Inland floodingCoastal floodingTornadoesHailIce stormsWinter weatherCold wavesLandslidesLightningVolcanic activity

Not a risk here

HurricanesHeat wavesStrong windDroughtAvalanches

Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ninilchik flood?

FEMA's records show no paid flood insurance claims in Ninilchik.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ninilchik isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kenai Peninsula Borough.

Disasters that hit Ninilchik

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ninilchik itself: aid to households, or repair grants to Ninilchik.

Brought FEMA money into NinilchikDeclared for Kenai Peninsula Borough only

2018

Earthquake

4 households applied for aid $35K aid approved

2003

Severe Winter Storm, Including High Winds and Freezing Temperatures

9 households applied for aid $18K aid approved

2002

Severe Winter Storms, Flooding, Coastal Erosion and Tidal Surge

21 households applied for aid $40K aid approved

Kenai Peninsula Borough has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Ninilchik

Ninilchik and the towns around it

Very lowLowModerateHighVery high

Clam Gulchmostly earthquakesVery high

Cohoemostly earthquakesVery high

Ninilchikmostly earthquakesVery high

Happy Valleymostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ninilchik is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ninilchik’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ninilchik. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.