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Natural hazards · McGrath

McGrath, AK natural hazards

Most of the natural-hazard damage FEMA expects in McGrath comes from cold waves, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is McGrath?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McGrath to be higher than in 58% of U.S. communities, mostly from cold waves and avalanches.

Cold waves54%Avalanches21%Wildfire11%Earthquakes8%Everything else6%
By hazard

What McGrath faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

54% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 3 times a year in the area

Avalanches

21% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 30 years in the area

Wildfire

11% of expected damage
Well above average · higher than 98% of U.S. places

Earthquakes

8% of expected damage
Well above average · higher than 84% of U.S. places

Lower here

Inland floodingTornadoesHailIce stormsWinter weatherLandslidesLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesHeat wavesStrong windDroughtTsunamis
Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does McGrath flood?

FEMA's records show no paid flood insurance claims in McGrath.

of all homes
are insured
No community discount. McGrath isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Yukon-Koyukuk Census Area.
Disasters that hit McGrath

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in McGrath itself: aid to households, or repair grants to the City of McGrath.

Brought FEMA money into McGrathDeclared for Yukon-Koyukuk Census Area only
2023

Flooding

$471K to the City of McGrath for repairs
2002

Flooding

$24K to the City of McGrath for repairs
Yukon-Koyukuk Census Area has had 17 natural disasters declared since 1953, most often floods and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McGrath is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to McGrath’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of McGrath. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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