Natural hazards · Chena Ridge

Chena Ridge, AK natural hazards

Most of the natural-hazard damage FEMA expects in Chena Ridge comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 42 claims here since 1991.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chena Ridge?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chena Ridge to be higher than in 78% of U.S. communities, mostly from earthquakes and cold waves.

Earthquakes43%Cold waves26%Wildfire17%Inland flooding11%Everything else3%

By hazard

What Chena Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

43% of expected damage

Well above average · higher than 92% of U.S. places

Cold waves

26% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Wildfire

17% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

11% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about once every 100 years in the area

Lower here

Ice stormsWinter weatherLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesTornadoesHailHeat wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chena Ridge flood?

Every paid claim on a federal flood insurance policy in Chena Ridge, from FEMA’s records.

42paid claims since 1991

$945Kpaid to owners

0homes flooded more than once

19912026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chena Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fairbanks North Star Borough.

Disasters that hit Chena Ridge

Federal disasters declared here

None of the disasters declared for Fairbanks North Star Borough shows FEMA aid or repair money reaching Chena Ridge itself in FEMA’s records.

Brought FEMA money into Chena RidgeDeclared for Fairbanks North Star Borough only

Fairbanks North Star Borough has had 14 natural disasters declared since 1953, most often fires and severe storms.

Around Chena Ridge

Chena Ridge and the towns around it

Very lowLowModerateHighVery high

Estermostly wildfiresVery high

South Van Hornmostly earthquakesVery high

Chena Ridgemostly earthquakesHigh

Collegemostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chena Ridge covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Chena Ridge’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Chena Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chena Ridge total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.