Natural hazards · Beaver

Beaver, AK natural hazards

Most of the natural-hazard damage FEMA expects in Beaver comes from cold waves, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beaver?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beaver to be higher than in 51% of U.S. communities, mostly from cold waves.

Cold waves78%Avalanches11%Wildfire7%Everything else5%

By hazard

What Beaver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

78% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Avalanches

11% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 30 years in the area

Wildfire

7% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

Inland floodingTornadoesIce stormsWinter weatherEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesHailHeat wavesDroughtTsunamis

Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beaver flood?

FEMA's records show no paid flood insurance claims in Beaver.

of all homes
are insured

No community discount. Beaver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yukon-Koyukuk Census Area.

Disasters that hit Beaver

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beaver itself: aid to households, or repair grants to Beaver.

Brought FEMA money into BeaverDeclared for Yukon-Koyukuk Census Area only

2023

Flooding

3 households applied for aid $11K aid approved

2009

Flooding and Ice Jams

1 household applied for aid $686 aid approved

Yukon-Koyukuk Census Area has had 17 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beaver is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beaver’s own flood-insurance community; household aid to the registrant’s city; repair grants to Beaver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.