Natural hazards · Bear Creek

Bear Creek, AK natural hazards

Most of the natural-hazard damage FEMA expects in Bear Creek comes from avalanches, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bear Creek?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bear Creek to be higher than in 96% of U.S. communities, mostly from avalanches and tsunamis.

Avalanches46%Tsunamis29%Earthquakes23%Everything else2%

By hazard

What Bear Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

46% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Tsunamis

29% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

23% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

Inland floodingCoastal floodingTornadoesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

HurricanesCold wavesHeat wavesStrong windDroughtVolcanic activity

Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bear Creek flood?

FEMA's records show no paid flood insurance claims in Bear Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bear Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kenai Peninsula Borough.

Disasters that hit Bear Creek

Federal disasters declared here

None of the disasters declared for Kenai Peninsula Borough shows FEMA aid or repair money reaching Bear Creek itself in FEMA’s records.

Brought FEMA money into Bear CreekDeclared for Kenai Peninsula Borough only

Kenai Peninsula Borough has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Bear Creek

Bear Creek and the towns around it

Very lowLowModerateHighVery high

Bear Creekmostly avalanchesVery high

Sewardmostly avalanchesVery high

Primrosemostly avalanchesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bear Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bear Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bear Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.