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HIHawaii rankings

Most affordable towns in Hawaii

Ranked by how many years of a typical HI household income ($100,389) it takes to buy each town's median home. Lower is easier to buy in. 88 towns with 2,500+ residents.

U.S. Census ACS 2020–2024 5-year

Captain Cook
Hawaii · Most affordable

Captain Cook ranks #33 of 88

7.7 yrs of a typical HI income buys a typical home · Visit Captain Cook →

Captain Cook ranks #33 of 88 for most affordable in Hawaii
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1 Ainaloa 2.3 yrs $228,300 median home Map of Hawaiian Beaches 2 Hawaiian Beaches 2.7 yrs $272,700 median home 3 Hawaiian Ocean View 3.2 yrs $318,200 median home
#TownYears of incomeHome valueMedian income
1 Ainaloa4,094 people 2.3 yrs $228,300 $58,918
2 Map of Hawaiian Beaches Hawaiian Beaches3,947 people 2.7 yrs $272,700 $29,295
3 Hawaiian Ocean View4,431 people 3.2 yrs $318,200 $45,043
4 Map of Hawaiian Acres Hawaiian Acres3,872 people 3.2 yrs $318,400 $91,120
5 Kualapuu2,535 people 3.2 yrs $318,400 $62,917
6 Kaneohe Base10,919 people 3.5 yrs $352,000 $69,418
7 Mountain View3,756 people 3.6 yrs $356,800 $69,299
8 Map of Kaunakakai Kaunakakai4,360 people 3.7 yrs $368,100 $76,131
9 Orchidlands Estates3,027 people 3.8 yrs $385,900 $73,936
10 Map of Makaha Makaha10,066 people 3.9 yrs $394,000 $64,970
11 Kurtistown3,151 people 4.5 yrs $448,600 $96,165
12 Hawaiian Paradise Park13,203 people 4.6 yrs $457,100 $88,348
13 Hilo50,404 people 4.8 yrs $483,000 $81,779
14 Map of Nanakuli Nanakuli12,383 people 4.9 yrs $488,600 $86,597
15 Waianae12,918 people 5.2 yrs $518,300 $81,733
16 Anahola3,067 people 5.3 yrs $530,100 $100,688
17 Waimalu13,061 people 6.0 yrs $597,800 $89,232
18 Lanai City Lanai City3,393 people 6.3 yrs $630,000 $92,167
19 Maili11,570 people 6.4 yrs $640,600 $111,542
20 Kailua21,818 people 6.6 yrs $667,400 $88,211
21 Map of Waimea Waimea9,286 people 6.7 yrs $677,400 $100,198
22 Kekaha3,768 people 6.8 yrs $682,900 $84,375
23 Hanamaulu4,972 people 6.8 yrs $687,500 $82,358
24 East Kapolei7,551 people 6.9 yrs $697,300 $118,904
25 Puhi4,362 people 7.0 yrs $701,400 $137,292
26 Waikele7,528 people 7.0 yrs $704,700 $120,525
27 Hanapepe2,638 people 7.1 yrs $715,700 $100,000
28 Keokea2,892 people 7.3 yrs $728,400 $114,250
29 Kapolei22,232 people 7.4 yrs $744,200 $128,324
30 Ewa Beach14,376 people 7.5 yrs $748,800 $124,323
31 Map of Waipio Waipio10,870 people 7.5 yrs $749,500 $109,877
32 Waipio Acres5,332 people 7.5 yrs $753,900 $94,861
33 Captain Cook Captain Cook3,419 people 7.7 yrs $770,600 $108,675
34 Kaiminani11,465 people 7.7 yrs $772,800 $110,560
35 Waihee-Waiehu Waihee-Waiehu10,988 people 7.7 yrs $777,000 $126,735
36 Eleele2,522 people 7.7 yrs $777,200 $118,438
37 Map of Wailua Wailua2,697 people 7.9 yrs $790,800 $69,167
38 Waimanalo6,054 people 8.0 yrs $799,200 $116,581
39 Waikoloa Village7,543 people 8.0 yrs $802,600 $81,703
40 Wahiawa17,996 people 8.0 yrs $806,200 $87,143
41 Ewa Gentry26,563 people 8.1 yrs $816,000 $135,684
42 Whitmore Village4,105 people 8.3 yrs $829,900 $104,900
43 Honaunau-Napoopoo2,629 people 8.3 yrs $836,100 $93,929
44 Urban Honolulu345,482 people 8.4 yrs $843,400 $86,504
45 Lawai2,718 people 8.5 yrs $849,800 $104,286
46 Waimanalo Beach Waimanalo Beach4,505 people 8.5 yrs $852,300 $127,450
47 West Loch Estate5,544 people 8.5 yrs $855,100 $122,422
48 Wailuku16,926 people 8.5 yrs $855,700 $102,942
49 Kapaa11,094 people 8.6 yrs $861,300 $89,477
50 Royal Kunia13,555 people 8.6 yrs $862,400 $135,361
51 Kahului28,288 people 8.6 yrs $862,600 $98,077
52 Makakilo20,735 people 8.6 yrs $867,200 $118,550
53 Ewa Villages7,415 people 8.6 yrs $867,600 $88,813
54 Waipahu40,482 people 8.7 yrs $868,600 $103,895
55 Lihue7,901 people 8.8 yrs $878,500 $92,850
56 Napili-Honokowai7,308 people 8.8 yrs $878,900 $105,565
57 Lahaina10,162 people 8.8 yrs $881,700 $88,889
58 Waikapu3,591 people 8.8 yrs $884,400 $122,917
59 Kahaluu-Keauhou5,150 people 8.8 yrs $886,900 $96,212
60 Makawao7,353 people 8.8 yrs $888,000 $96,444
61 Hauula3,548 people 8.9 yrs $897,900 $115,865
62 Ocean Pointe17,085 people 9.0 yrs $900,200 $149,767
63 Pearl City44,547 people 9.0 yrs $901,500 $118,112
64 Ahuimanu8,452 people 9.1 yrs $910,600 $135,438
65 Map of Kihei Kihei21,567 people 9.2 yrs $919,900 $87,772
66 Mililani Town27,668 people 9.2 yrs $923,900 $127,363
67 Koloa2,907 people 9.2 yrs $927,300 $77,868
68 Laie Laie5,699 people 9.4 yrs $940,800 $125,202
69 Wailua Homesteads5,431 people 9.4 yrs $943,400 $89,717
70 Kalaheo4,435 people 9.5 yrs $956,900 $110,607
71 Pukalani8,679 people 9.7 yrs $973,700 $102,976
72 Mililani Mauka21,278 people 9.8 yrs $988,100 $138,942
73 Waialua3,050 people 9.9 yrs $997,200 $88,269
74 Map of Paia Paia2,512 people 10.0 yrs $1,003,400 $100,559
75 Map of Kaneohe Kaneohe37,355 people 10.3 yrs $1,029,700 $125,613
76 Halawa14,385 people 10.5 yrs $1,051,900 $110,400
77 Aiea9,087 people 10.6 yrs $1,065,700 $140,308
78 Map of Kilauea Kilauea3,146 people 10.8 yrs $1,087,400 $91,984
79 Haleiwa Haleiwa4,948 people 10.9 yrs $1,091,700 $97,780
80 Haiku-Pauwela9,178 people 10.9 yrs $1,093,800 $101,396
81 Holualoa Holualoa3,434 people 11.1 yrs $1,115,600 $115,972
82 Kula6,791 people 11.2 yrs $1,127,700 $100,433
83 Map of Heeia Heeia5,144 people 12.0 yrs $1,200,200 $176,250
84 East Honolulu51,360 people 12.1 yrs $1,212,000 $159,518
85 Kahaluu5,619 people 12.1 yrs $1,213,400 $142,045
86 Kailua Kailua39,640 people 13.5 yrs $1,353,700 $148,582
87 Pupukea4,679 people 14.3 yrs $1,436,000 $100,368
88 Wailea6,352 people 15.3 yrs $1,534,800 $90,000

How this ranking works

We divide each town’s median home value by the HI median household income ($100,389). The result is how many years of a typical paycheck it takes to buy a typical home there. Lower is more affordable. Across Hawaii as a whole it’s 8.4 years.

Why not each town’s own income? That would rank wealthy towns with half-million-dollar homes as “affordable” only because their residents earn so much. One shared income answers the question people actually ask: where could a typical family afford to live?

Only towns with at least 2,500 residents are ranked; Census estimates for smaller places are too uncertain. Population and income: U.S. Census Bureau American Community Survey 5-year estimates. Town photos: Wikimedia Commons, credited on each town’s page.

Same ranking in other states

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