Chipley is a city in and the county seat of Washington County, Florida, United States, located between Tallahassee and Pensacola. Its population was 3,660 in the 2020 census, up from 3,605 at the 2010 census. It is part of the Panama City, Florida metropolitan area. The area is served by Chipley High School.

Official town website ↗

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

How Chipley ranks

All →

#7Cheapest rent in FL #25Most affordable in FL #50Lowest property tax in FL All FL rankings →

Town numbers

ZIP code32428

Area code850

Living in Chipley

Housing in Chipley

$231K▲ 1.1% in a year Typical home value · Zillow

The typical Chipley home is worth about $231,000, up 1.1% in a year, 39% below the Florida typical home.

Zillow Home Value Index · Redfin Data CenterHousing market →

Health in Chipley

Health Grade D

Healthier than 12% of U.S. towns on seven CDC estimates, and 38% of towns with similar incomes.

Compared with Florida

17worse than FL

of 26 measures CDC estimates. The other 9 are too close to call.

Conditions 9▼ 3 close Habits 3▼ 1 close Care 2▼ 5 close Mind 3▼ 0 close

BetterToo close to callWorse

What stands out

22%More older adults who have lost all their teethFL 12.7% · worse 10.3%More adults with COPDFL 7.2% · worse 17.4%More smokersFL 12.4% · worse

Care nearby

Northwest Florida Community HospitalChipley · 0.8 mi · ER · rural critical access

Pancare - ChipleyChipley · 1.1 mi · sliding-scale fees

Primary careShortage · county-wide

DentalShortage · county-wide

Mental healthShortage · county-wide

CDC PLACES 2025 · modeled estimates for adults · CDC's estimate for Chipley · CMS · HRSAHealth in Chipley →

Natural hazards in Chipley

Very high

Expected storm and flood damage is higher than in 90% of U.S. communities.

🌀 Hurricanes🌊 Inland flooding🌪️ Tornadoes

10Does Chipley flood?paid flood claims since 2002 6Disasters that paid out herefederal disasters sent FEMA money to Chipley

FEMA National Risk Index December 2025 · OpenFEMANatural hazards in Chipley →

Climate in Chipley

Full climate →

Chipley has mild winters and hot summers, with plenty of rain. A typical July afternoon reaches 92°, a January night drops to 40°, and snow is almost unheard of.

64° / 41°Winter

80° / 55°Spring

91° / 71°Summer

80° / 57°Fall

How much snow does Chipley get?Almost none.Rain & snow →When is the first frost?Around Nov 21, with the last in spring around Mar 5.Frost dates →Is it warmer than it used to be?+0.5° vs. the 20th century.Then & now →

NOAA U.S. Climate Normals, 1991–2020Climate in Chipley →

Schools in Chipley

All Chipley schools →

B⁻

School Grade B-

The public schools Chipley’s kids attend, from kindergarten through graduation, trail 53% of Florida’s districts on state tests and graduation. Among towns with similar incomes, they sit near the middle.

#132Best public schoolsof 488 in FL

DistrictWASHINGTONSchools6

Kate M. Smith Elementary School B+Elementary · Grades K–5 · 933 students Washington Institute for Specialized EducationHigh · Grades 6–12 Washington Virtual FranchiseOther · Grades K–12 · 17 students Washington Virtual Instruction ProgramOther · Grades K–12 · 7 students Washington County Christian SchoolOther · Grades PK–12 · 187 students Grace and Glory Christian SchoolOther · Grades K–12 · 183 students

School data from the U.S. Department of Education (NCES, EDFacts). The School Grade is our own summary of state test results and graduation rates, graded within FL. Ratings are from neighbors.