Compare towns
Windham vs Waterloo
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Windham has the most expensive homes ($316k median).
Waterloo has the most affordable homes ($114k median).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Windham | Waterloo |
|---|---|---|
| Your priorities | ||
| People | ||
| Population | 1,432Lowest |
4,605Highest |
| Growth since 20102010 → 2020 census | +0.3%Highest NY: +4.2% |
-7%Lowest NY: +4.2% |
| Median age | 56.5±5.1Highest 42% above NY |
50.8±4.5Lowest 28% above NY |
| Windham and Waterloo are within the Census margin of error here, so we can’t say which is really higher. | ||
| Kids under 18 | 11.1%±4.4Lowest NY: 20.5% |
16.9%±3.3Highest NY: 20.5% |
| Waterloo and Windham are within the Census margin of error here, so we can’t say which is really higher. | ||
| Age 65+ | 31.4%±5.2Highest NY: 17.9% |
29.4%±5Lowest NY: 17.9% |
| Windham and Waterloo are within the Census margin of error here, so we can’t say which is really higher. | ||
| Bachelor’s degree+adults 25+ | 43.8%Highest NY: 40.2% |
23.5%Lowest NY: 40.2% |
| Enrolled in collegeshare of residents | 6.6%±5Highest NY: 7% |
4.9%±2.5Lowest NY: 7% |
| Windham and Waterloo are within the Census margin of error here, so we can’t say which is really higher. | ||
| Cost of living | ||
| Household incomemedian | $76,477±$17kHighest 11% below NY |
$51,642±$9kLowest 40% below NY |
| Windham and Waterloo are within the Census margin of error here, so we can’t say which is really higher. | ||
| Home valuemedian, owner-occupied | $315,600±$74kHighest 26% below NY |
$114,300±$7kLowest 73% below NY |
| Rentmedian gross, monthly | $850±$295Lowest 48% below NY |
$927±$49Highest 43% below NY |
| Waterloo and Windham are within the Census margin of error here, so we can’t say which is really higher. | ||
| Property taxmedian, yearly | $3,363Lowest 49% below NY |
$3,772Highest 43% below NY |
| Renters paying 30%+of income on rent | 68.9%±35.7Highest NY: 52.1% |
43.6%±13.9Lowest NY: 52.1% |
| Windham and Waterloo are within the Census margin of error here, so we can’t say which is really higher. | ||
| Below poverty line | 7.4%Lowest NY: 14% |
11.7%Highest NY: 14% |
| Housing | ||
| Homeownersof occupied homes | 89%Highest NY: 54.3% |
68.7%Lowest NY: 54.3% |
| Typical home builtmedian year | 1985Highest 26 yrs newer than NY |
1938Lowest 21 yrs older than NY |
| Getting to work | ||
| Average commuteone way | 27 minHighest 18% below NY |
21 minLowest 35% below NY |
| Work from home | 17.1%±6.9Highest NY: 14.9% |
13.2%±7.7Lowest NY: 14.9% |
| Windham and Waterloo are within the Census margin of error here, so we can’t say which is really higher. | ||
| On TownTapestry | ||
| Old photos in History | None yet | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.

