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Compare towns

White Settlement vs Terrell

68 miles apart. The biggest differences: street grid (3.1× in White Settlement) and jobs per worker (2.4× in Terrell).

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White Settlement, TXAn outdoors townTexas · 18,150 people
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Terrell, TXOne of the healthiest townsTexas · 20,366 people
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Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

White SettlementAn outdoors town
Outdoors#130 most conserved land in TX3.0 miles of trails across 4 parks and preserves Health72% of U.S. towns are healthieron CDC estimates Housing$219K typical home27% below the TX typical home All about White Settlement →
TerrellOne of the healthiest towns
Health90% of U.S. towns are healthieron CDC estimates Housing$282K typical home6% below the TX typical home College town1 collegeSouthwestern Christian College All about Terrell →
The biggest differences

Where they differ most

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

Street grid3.1×
White Settlement has the more walkable street grid
White Settlement 84.8Terrell 27.1
Jobs per worker2.4×
Terrell is more of a job hub
Terrell 1.49White Settlement 0.62
Property tax bill+38%
Tax bills are bigger in Terrell
Terrell $3,803White Settlement $2,762
Work in town+13.3 pts
More of Terrell’s workers stay in town
Terrell 17.8%White Settlement 4.5%
Average commute5 min
White Settlement has the shorter commute
Terrell 27 minWhite Settlement 23 min
★ What stands out · Monthly cost

A typical home costs $470 more a month in Terrell

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

White Settlement$1,420/mo
Typical home $219K (Zillow) · tax rate 1.48% · or rent about $1,253/mo · Housing →
Terrell$1,890/mo
Typical home $282K (Zillow) · tax rate 1.74% · or rent about $1,232/mo · Housing →

The difference: $470 a month, about $5,700 a year, between Terrell and White Settlement.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Report cards

White Settlement places higher on 16 of 23 TX lists

Our letter grades for safety, schools and health, then every Texas ranking list both towns are on. A grade is one measure; read the page behind it.

Safety
C−White SettlementSafer than 22% of U.S. towns CTerrellSafer than 30% of U.S. towns
Schools
C+White SettlementBetter than 40% of districts in the state CTerrellBetter than 26% of districts in the state
Health
CWhite SettlementHealthier than 28% of U.S. towns DTerrellHealthier than 10% of U.S. towns
16White Settlement
5Terrell

Lists won, of 23 where both are ranked. Ties go to nobody.

Most walkableOutdoors · 653 towns #169#577 Most trailsOutdoors · 405 towns #145#385 Most conserved landOutdoors · 572 towns #130#457 Lowest depressionHealth · 652 towns #566#256 Lowest obesityHealth · 652 towns #203#495 Most new homesHousing · 535 towns #398#206 Best schoolsSchools · 583 towns #265#470 Most remote workersWork · 624 towns #272#452

Left end = #1 in Texas. Showing the lists where the towns are furthest apart. All of White Settlement’s rankings →

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
White SettlementTerrell
Snow a year0″0″
January low33°F—
July high97°F—
Growing season (days)245d—
Hazard risk (U.S. pctl)37th24th
Outdoors & history
White SettlementTerrell
Trails3 mi3 mi
Conserved land5.6%0.7%
Settled—1874
National Register places—6
Community
White SettlementTerrell
Library hours a week36 hrs49 hrs
Colleges in town—1
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

68 miles apart

Straight-line miles between town centers.

White SettlementTXTerrellTX
White Settlement ↔ Terrell68 miles apart
Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

White SettlementTerrell
People
Population 18,150Lowest 20,366Highest
Growth since 20102010 → 2020 census +13.4%Highest TX: +15.9% +10.4%Lowest TX: +15.9%
Median age 35.1±3.2Highest about the TX average 32.6±1.6Lowest 8% below TX
White Settlement and Terrell are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18 26.2%±3.5Lowest TX: 25% 29.2%±3.9Highest TX: 25%
Terrell and White Settlement are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 14.3%±2.9Highest TX: 13.4% 12.8%±1.9Lowest TX: 13.4%
White Settlement and Terrell are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+ 17.4%Highest TX: 33.8% 15.8%Lowest TX: 33.8%
Enrolled in collegeshare of residents 3.8%±1.3Lowest TX: 6.2% 4.8%±1.3Highest TX: 6.2%
Terrell and White Settlement are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $56,784±$3kLowest 28% below TX $65,842±$6kHighest 16% below TX
Terrell and White Settlement are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied $187,100±$9kLowest 34% below TX $218,500±$24kHighest 23% below TX
Terrell and White Settlement are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly $1,253±$80Highest 11% below TX $1,232±$81Lowest 12% below TX
White Settlement and Terrell are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly $2,762Lowest 35% below TX $3,803Highest 10% below TX
Renters paying 30%+of income on rent 60.6%±10.9Lowest TX: 51.7% 62.1%±10.9Highest TX: 51.7%
Terrell and White Settlement are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 12.7%Lowest TX: 13.8% 15.9%Highest TX: 13.8%
Housing
Homeownersof occupied homes 60.7%Highest TX: 62.6% 58.7%Lowest TX: 62.6%
Typical home builtmedian year 1973Lowest 19 yrs older than TX 1984Highest 8 yrs older than TX
Getting to work
Average commuteone way 23 minLowest 15% below TX 27 minHighest about the TX average
Work from home 10.2%±4.1Highest TX: 14.4% 4.9%±2Lowest TX: 14.4%
White Settlement and Terrell are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents 4.5%Lowest 17.8%Highest
Typical commute distancemedian, straight-line 15.3 miLowest 30.8 miHighest
Jobs per working residentover 1.5 = a job hub 0.62Lowest 1.49Highest
Top workplaceoutside town Fort Worth (39%)Dallas (17%)
Between these townsresidents who work in the others Few work in TerrellFew work in White Settlement
Outdoors
Conserved landshare of the town 5.6%Highest 0.7%Lowest
Trailsmapped miles 3.0 miLowest 3.3 miHighest
Trail densitymiles per sq mi 0.6 miHighest 0.1 miLowest
Parks & preservesnamed on the map 4 4
Street connectivityintersections per sq mi, a walkability measure 84.8Highest 27.1Lowest
Schools
Public school scoresrank in state, math + reading #265 of 583 in TX#470 of 583 in TX
School district TRINITY BASIN PREPARATORY · WHITE SETTLEMENT ISDTERRELL ISD
High school in town Trinity Basin Preparatory - Titan AcademyTerrell H S
Students per teacherat that high school 11.3Lowest 16.5Highest
Texas average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

White Settlement neighborsTown Square →

Your question goes to White Settlement’s Town Square.

Terrell neighborsTown Square →

Your question goes to Terrell’s Town Square.

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Bordering White Settlement

W
+ Compare
Westworth Village2,643 people · $318K homes

Towns like White Settlement

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Orange19,177 people · $165K homes
+ Compare
Gainesville17,883 people · $177K homes
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El Campo12,202 people · $201K homes
+ Compare
Palestine19,136 people · $166K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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