Compare towns

Westminster vs Spencer vs Gardner

Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.

What stands out worked out from the figures below

Westminster has grown the fastest since 2010 (+12.9%).
Spencer has the most people working from home (15%).
Gardner has the most affordable homes ($302k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureWestminsterSpencerGardner
People
Population
8,374Lowest
12,008
21,148Highest
Growth since 20102010 → 2020 census
+12.9%Highest
MA: +7.4%
+2.6%Lowest
MA: +7.4%
+5.2%
MA: +7.4%
Median age
48.3±4.6
21% above MA
48.9±6.8Highest
22% above MA
43.7±2.3Lowest
9% above MA
Spencer and Westminster are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
21.3%±4.4Highest
MA: 19.4%
16.4%±3.9Lowest
MA: 19.4%
18.3%±2.3
MA: 19.4%
Westminster and Gardner are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
26%±5.7Highest
MA: 17.9%
26%±4.4Highest
MA: 17.9%
19.6%±2.2Lowest
MA: 17.9%
Bachelor’s degree+adults 25+
45.9%Highest
MA: 47.3%
29.1%
MA: 47.3%
23.8%Lowest
MA: 47.3%
Enrolled in collegeshare of residents
1.8%±1.2Lowest
MA: 7.9%
5.2%±2.4Highest
MA: 7.9%
4.6%±1.3
MA: 7.9%
Spencer and Gardner are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$106,331±$22kHighest
about the MA average
$80,533±$11k
23% below MA
$67,518±$8kLowest
35% below MA
Westminster and Spencer are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$422,000±$36kHighest
25% below MA
$382,000±$22k
32% below MA
$301,600±$20kLowest
46% below MA
Westminster and Spencer are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,843±$268Highest
5% above MA
$1,078±$161Lowest
39% below MA
$1,109±$51
37% below MA
Property taxmedian, yearly
$4,973Highest
17% below MA
$4,387
27% below MA
$4,150Lowest
31% below MA
Renters paying 30%+of income on rent
60%±27.3Highest
MA: 51.8%
50.6%±10.3
MA: 51.8%
49.7%±8.6Lowest
MA: 51.8%
Westminster and Spencer are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
2.3%Lowest
MA: 10%
11%
MA: 10%
13.7%Highest
MA: 10%
Housing
Homeownersof occupied homes
87.6%Highest
MA: 62.5%
63%
MA: 62.5%
58.9%Lowest
MA: 62.5%
Typical home builtmedian year
1977Highest
13 yrs newer than MA
1968
4 yrs newer than MA
1954Lowest
10 yrs older than MA
Getting to work
Average commuteone way
27 minLowest
7% below MA
34 minHighest
18% above MA
31 min
5% above MA
Work from home
12.5%±4.2Lowest
MA: 18.6%
15%±7.3Highest
MA: 18.6%
13.3%±3.6
MA: 18.6%
Spencer and Gardner are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading #112 of 282 in MA #261 of 282 in MA #273 of 282 in MA
School district Ashburnham-Westminster Spencer-E Brookfield Gardner
High school in town Oakmont Regional High School David Prouty High Gardner High
Students per teacherat that high school
13.6Highest
9.9Lowest
13.5
On TownTapestry
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MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.