Compare towns
Webster vs Ludlow vs Gardner
Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.
What stands out worked out from the figures below
Webster has grown the fastest since 2010 (+6%).
Ludlow has the shortest commute (20 min average).
Gardner has the most affordable homes ($302k median).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Webster | Ludlow | Gardner |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 17,748Lowest |
20,904 |
21,148Highest |
| Growth since 20102010 → 2020 census | +6%Highest MA: +7.4% |
-0.5%Lowest MA: +7.4% |
+5.2% MA: +7.4% |
| Median age | 39.9±2.9Lowest about the MA average |
44.3±1.8Highest 11% above MA |
43.7±2.3 9% above MA |
| Ludlow and Gardner are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 19.6%±2.9Highest MA: 19.4% |
16.4%±2.4Lowest MA: 19.4% |
18.3%±2.3 MA: 19.4% |
| Webster and Gardner are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 19.6%±2.5Lowest MA: 17.9% |
21.8%±2.5Highest MA: 17.9% |
19.6%±2.2Lowest MA: 17.9% |
| Ludlow and Webster are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 25.3% MA: 47.3% |
27%Highest MA: 47.3% |
23.8%Lowest MA: 47.3% |
| Enrolled in collegeshare of residents | 5.8%±1.6Highest MA: 7.9% |
5.2%±1.7 MA: 7.9% |
4.6%±1.3Lowest MA: 7.9% |
| Webster and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $72,895±$6k 30% below MA |
$84,838±$7kHighest 18% below MA |
$67,518±$8kLowest 35% below MA |
| Ludlow and Webster are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $361,500±$12kHighest 36% below MA |
$335,300±$10k 40% below MA |
$301,600±$20kLowest 46% below MA |
| Rentmedian gross, monthly | $1,228±$81Highest 30% below MA |
$1,223±$82 31% below MA |
$1,109±$51Lowest 37% below MA |
| Webster and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $3,999Lowest 33% below MA |
$4,918Highest 18% below MA |
$4,150 31% below MA |
| Renters paying 30%+of income on rent | 45.7%±6.7Lowest MA: 51.8% |
50.7%±9.5Highest MA: 51.8% |
49.7%±8.6 MA: 51.8% |
| Ludlow and Gardner are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 12.7% MA: 10% |
6.8%Lowest MA: 10% |
13.7%Highest MA: 10% |
| Housing | |||
| Homeownersof occupied homes | 59.8% MA: 62.5% |
77.5%Highest MA: 62.5% |
58.9%Lowest MA: 62.5% |
| Typical home builtmedian year | 1962 2 yrs older than MA |
1964Highest same as MA |
1954Lowest 10 yrs older than MA |
| Getting to work | |||
| Average commuteone way | 31 minHighest 5% above MA |
20 minLowest 31% below MA |
31 minHighest 5% above MA |
| Work from home | 8%±2.5Lowest MA: 18.6% |
14%±3.4Highest MA: 18.6% |
13.3%±3.6 MA: 18.6% |
| Ludlow and Gardner are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | #271 of 282 in MA | #154 of 282 in MA | #273 of 282 in MA |
| School district | Webster | Ludlow | Gardner |
| High school in town | Bartlett High School | Ludlow Senior High | Gardner High |
| Students per teacherat that high school | 11.6 |
11.1Lowest |
13.5Highest |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.