Compare towns

Waterville vs Olean vs Vershire vs Derby Line

Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..

What stands out worked out from the figures below

Waterville has the most expensive homes ($236k median).
Olean has the shortest commute (19 min average).
Vershire has the youngest population (median age 45.7).
Derby Line has the most kids (22.6% under 18).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureWatervilleOleanVershireDerby Line
People
Population
680Lowest
1,664Highest
842
783
Growth since 20102010 → 2020 census
+1.9%
U.S.: +7.4%
-4.2%
U.S.: +7.4%
-7.9%Lowest
U.S.: +7.4%
+2.1%Highest
U.S.: +7.4%
Median age
49.1±8.2
26% above U.S.
53.8±5.5Highest
38% above U.S.
45.7±9.3Lowest
17% above U.S.
46.7±13.3
20% above U.S.
Olean and Waterville are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
20.4%±8.2
U.S.: 22%
15.6%±4.5Lowest
U.S.: 22%
19.1%±4.5
U.S.: 22%
22.6%±8.2Highest
U.S.: 22%
Derby Line and Waterville are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
14.4%±3.5Lowest
U.S.: 17.2%
25.2%±5.1Highest
U.S.: 17.2%
22.2%±5
U.S.: 17.2%
24.9%±6.6
U.S.: 17.2%
Olean and Derby Line are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
32.1%
U.S.: 35.7%
23.3%Lowest
U.S.: 35.7%
31.8%
U.S.: 35.7%
35.2%Highest
U.S.: 35.7%
Enrolled in collegeshare of residents
5.3%±3.3Highest
U.S.: 6.4%
2.5%±1.5Lowest
U.S.: 6.4%
5.2%±2.6
U.S.: 6.4%
3.4%±2.3
U.S.: 6.4%
Waterville and Vershire are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$71,250±$27kLowest
12% below U.S.
$74,583±$20kHighest
8% below U.S.
$71,618±$12k
11% below U.S.
$71,518±$25k
11% below U.S.
Olean and Vershire are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$236,300±$15kHighest
29% below U.S.
$158,600±$17kLowest
52% below U.S.
$209,100±$55k
37% below U.S.
$201,000±$52k
40% below U.S.
Waterville and Vershire are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,110±$93
21% below U.S.
$666±$334Lowest
53% below U.S.
$1,117±$80Highest
21% below U.S.
$835±$334
41% below U.S.
Vershire and Waterville are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$3,957
27% above U.S.
$4,027
29% above U.S.
$4,640Highest
49% above U.S.
$3,275Lowest
5% above U.S.
Renters paying 30%+of income on rent
44.6%±27.2
U.S.: 51.1%
57.1%±25.5
U.S.: 51.1%
77.8%±24.5Highest
U.S.: 51.1%
35.4%±24.3Lowest
U.S.: 51.1%
Vershire and Olean are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
4.9%Lowest
U.S.: 12.5%
16.3%
U.S.: 12.5%
19.5%Highest
U.S.: 12.5%
7.3%
U.S.: 12.5%
Housing
Homeownersof occupied homes
79.9%
U.S.: 65.2%
77.9%Lowest
U.S.: 65.2%
81.5%
U.S.: 65.2%
83%Highest
U.S.: 65.2%
Typical home builtmedian year
1972
8 yrs older than U.S.
1962
18 yrs older than U.S.
1985Highest
5 yrs newer than U.S.
1956Lowest
24 yrs older than U.S.
Getting to work
Average commuteone way
38 minHighest
42% above U.S.
19 minLowest
30% below U.S.
32 min
23% above U.S.
24 min
8% below U.S.
Work from home
8.5%±3
U.S.: 15.1%
5.8%±4.7Lowest
U.S.: 15.1%
12.3%±4.1
U.S.: 15.1%
13.5%±9.8Highest
U.S.: 15.1%
Derby Line and Vershire are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading — #337 of 484 in NY — —
School district Lamoille North Modified Union School District #058A — — —
High school in town None in town — — —
On TownTapestry
Old photos in History None yet None yet None yet None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.