Compare towns

Waterville vs Cavendish vs Olean vs Derby Line

Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..

What stands out worked out from the figures below

Cavendish has the most people working from home (18.5%).
Olean has the most affordable homes ($159k median).
Derby Line has the most kids (22.6% under 18).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureWatervilleCavendishOleanDerby Line
People
Population
680Lowest
1,242
1,664Highest
783
Growth since 20102010 → 2020 census
+1.9%
U.S.: +7.4%
+1.8%
U.S.: +7.4%
-4.2%Lowest
U.S.: +7.4%
+2.1%Highest
U.S.: +7.4%
Median age
49.1±8.2
26% above U.S.
45.2±5.9Lowest
16% above U.S.
53.8±5.5Highest
38% above U.S.
46.7±13.3
20% above U.S.
Olean and Waterville are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
20.4%±8.2
U.S.: 22%
18.3%±4.8
U.S.: 22%
15.6%±4.5Lowest
U.S.: 22%
22.6%±8.2Highest
U.S.: 22%
Derby Line and Waterville are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
14.4%±3.5Lowest
U.S.: 17.2%
23.6%±2
U.S.: 17.2%
25.2%±5.1Highest
U.S.: 17.2%
24.9%±6.6
U.S.: 17.2%
Olean and Derby Line are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
32.1%
U.S.: 35.7%
39.3%Highest
U.S.: 35.7%
23.3%Lowest
U.S.: 35.7%
35.2%
U.S.: 35.7%
Enrolled in collegeshare of residents
5.3%±3.3Highest
U.S.: 6.4%
4.3%±1.9
U.S.: 6.4%
2.5%±1.5Lowest
U.S.: 6.4%
3.4%±2.3
U.S.: 6.4%
Waterville and Cavendish are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$71,250±$27kLowest
12% below U.S.
$89,063±$29kHighest
10% above U.S.
$74,583±$20k
8% below U.S.
$71,518±$25k
11% below U.S.
Cavendish and Olean are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$236,300±$15k
29% below U.S.
$285,100±$40kHighest
14% below U.S.
$158,600±$17kLowest
52% below U.S.
$201,000±$52k
40% below U.S.
Cavendish and Waterville are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,110±$93Highest
21% below U.S.
$1,000±$546
29% below U.S.
$666±$334Lowest
53% below U.S.
$835±$334
41% below U.S.
Waterville and Cavendish are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$3,957
27% above U.S.
$3,948
27% above U.S.
$4,027Highest
29% above U.S.
$3,275Lowest
5% above U.S.
Renters paying 30%+of income on rent
44.6%±27.2
U.S.: 51.1%
28.9%±27Lowest
U.S.: 51.1%
57.1%±25.5Highest
U.S.: 51.1%
35.4%±24.3
U.S.: 51.1%
Olean and Waterville are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
4.9%Lowest
U.S.: 12.5%
6.3%
U.S.: 12.5%
16.3%Highest
U.S.: 12.5%
7.3%
U.S.: 12.5%
Housing
Homeownersof occupied homes
79.9%
U.S.: 65.2%
81.3%
U.S.: 65.2%
77.9%Lowest
U.S.: 65.2%
83%Highest
U.S.: 65.2%
Typical home builtmedian year
1972Highest
8 yrs older than U.S.
1968
12 yrs older than U.S.
1962
18 yrs older than U.S.
1956Lowest
24 yrs older than U.S.
Getting to work
Average commuteone way
38 minHighest
42% above U.S.
19 minLowest
30% below U.S.
19 minLowest
30% below U.S.
24 min
8% below U.S.
Work from home
8.5%±3
U.S.: 15.1%
18.5%±6.6Highest
U.S.: 15.1%
5.8%±4.7Lowest
U.S.: 15.1%
13.5%±9.8
U.S.: 15.1%
Cavendish and Derby Line are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading — — #337 of 484 in NY —
School district Lamoille North Modified Union School District #058A Green Mountain Unified School District #77 — —
High school in town None in town None in town — —
On TownTapestry
Old photos in History None yet 18 photos → None yet None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.