Compare towns
Waterville vs Cambridge vs Derby Line
Cost, people, housing, commute and schools, side by side, each benchmarked against Vermont.
What stands out worked out from the figures below
Waterville has the oldest population (median age 49.1).
Cambridge has grown the fastest since 2010 (+4.9%).
Derby Line has the most people working from home (13.5%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Waterville | Cambridge | Derby Line |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 680Lowest |
3,767Highest |
783 |
| Growth since 20102010 → 2020 census | +1.9%Lowest VT: +2.8% |
+4.9%Highest VT: +2.8% |
+2.1% VT: +2.8% |
| Median age | 49.1±8.2Highest 14% above VT |
37.4±1.8Lowest 13% below VT |
46.7±13.3 8% above VT |
| Waterville and Derby Line are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 20.4%±8.2Lowest VT: 17.9% |
23%±4.9Highest VT: 17.9% |
22.6%±8.2 VT: 17.9% |
| Cambridge and Derby Line are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 14.4%±3.5Lowest VT: 21.4% |
14.4%±3.5Lowest VT: 21.4% |
24.9%±6.6Highest VT: 21.4% |
| Bachelor’s degree+adults 25+ | 32.1%Lowest VT: 43.8% |
50.7%Highest VT: 43.8% |
35.2% VT: 43.8% |
| Enrolled in collegeshare of residents | 5.3%±3.3Highest VT: 7% |
1.9%±1.2Lowest VT: 7% |
3.4%±2.3 VT: 7% |
| Waterville and Derby Line are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $71,250±$27kLowest 12% below VT |
$72,344±$19kHighest 11% below VT |
$71,518±$25k 12% below VT |
| Cambridge and Derby Line are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $236,300±$15k 25% below VT |
$343,000±$38kHighest 8% above VT |
$201,000±$52kLowest 37% below VT |
| Rentmedian gross, monthly | $1,110±$93 10% below VT |
$1,183±$66Highest 4% below VT |
$835±$334Lowest 32% below VT |
| Cambridge and Waterville are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $3,957 21% below VT |
$4,910Highest about the VT average |
$3,275Lowest 35% below VT |
| Renters paying 30%+of income on rent | 44.6%±27.2 VT: 48.4% |
66.6%±7.3Highest VT: 48.4% |
35.4%±24.3Lowest VT: 48.4% |
| Cambridge and Waterville are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 4.9%Lowest VT: 10.1% |
6.7% VT: 10.1% |
7.3%Highest VT: 10.1% |
| Housing | |||
| Homeownersof occupied homes | 79.9% VT: 73.2% |
70.3%Lowest VT: 73.2% |
83%Highest VT: 73.2% |
| Typical home builtmedian year | 1972 4 yrs older than VT |
1985Highest 9 yrs newer than VT |
1956Lowest 20 yrs older than VT |
| Getting to work | |||
| Average commuteone way | 38 minHighest 60% above VT |
32 min 38% above VT |
24 minLowest 3% above VT |
| Work from home | 8.5%±3Lowest VT: 16.9% |
9.9%±4.1 VT: 16.9% |
13.5%±9.8Highest VT: 16.9% |
| Derby Line and Cambridge are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | — | #25 of 70 in VT | — |
| School district | Lamoille North Modified Union School District #058A | Cambridge School District | — |
| High school in town | None in town | None in town | — |
| On TownTapestry | |||
| Old photos in Our Story | None yet | None yet | None yet |
VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.