What stands out worked out from the figures below

Waterbury has the most people working from home (28.3%).

Chapman has the most affordable homes ($186k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Waterbury	Chapman
People
Population	5,405Highest	388Lowest
Growth since 20102010 → 2020 census	+5.3% U.S.: +7.4%	—
Median age	43.2±3.7Lowest 11% above U.S.	45.7±11.4Highest 17% above U.S.
	Chapman and Waterbury are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	21.9%±4.9Lowest U.S.: 22%	27.6%±5.9Highest U.S.: 22%
	Chapman and Waterbury are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	19.8%±4.4Lowest U.S.: 17.2%	27.6%±3.8Highest U.S.: 17.2%
	Chapman and Waterbury are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	54.2%Highest U.S.: 35.7%	22.8%Lowest U.S.: 35.7%
Enrolled in collegeshare of residents	3.4%±2.8Lowest U.S.: 6.4%	5.2%±2.6Highest U.S.: 6.4%
	Chapman and Waterbury are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$103,917±$23kHighest 29% above U.S.	$93,125±$17kLowest 15% above U.S.
	Waterbury and Chapman are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$447,200±$40kHighest 34% above U.S.	$185,700±$22kLowest 44% below U.S.
Rentmedian gross, monthly	$1,027±$535 27% below U.S.	—
Property taxmedian, yearly	$6,435Highest 106% above U.S.	$1,850Lowest 41% below U.S.
Renters paying 30%+of income on rent	46.8%±21.7Highest U.S.: 51.1%	0%±100Lowest U.S.: 51.1%
	Waterbury and Chapman are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	7.9%Highest U.S.: 12.5%	6.4%Lowest U.S.: 12.5%
Housing
Homeownersof occupied homes	70.6%Lowest U.S.: 65.2%	94.5%Highest U.S.: 65.2%
Typical home builtmedian year	1983Highest 3 yrs newer than U.S.	1982Lowest 2 yrs newer than U.S.
Getting to work
Average commuteone way	30 minHighest 14% above U.S.	23 minLowest 12% below U.S.
Work from home	28.3%±6.8Highest U.S.: 15.1%	4.8%±3.5Lowest U.S.: 15.1%
Schools
Public school scoresrank in state, math + reading	#20 of 70 in VT	—
School district	Harwood Unified Union School District #60	—
High school in town	None in town	—
On TownTapestry
Old photos in History	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.