Toro Canyon vs Montecito
Next-door neighbors. The biggest differences: street grid (5.4× in Montecito) and growth since 2010 (+25.3 pts in Toro Canyon).
Two towns, two different strengths
What each town does better than most of its state (not better than each other). Tap one to see the page behind it.
Where they part ways
The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.
A typical home costs $20,400 more a month in Montecito
A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.
The difference: $20,400 a month, about $244,800 a year, between Montecito and Toro Canyon.
Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value; “+” means the Census top-codes that town’s bill at $10,000, so its real rate is higher.
Toro Canyon and Montecito share a border
And the people who already live in one and work in the other.
Grades and rankings, side by side
Our letter grades for safety, schools and health, then every California ranking list both towns are on. A grade is one measure; read the page behind it.
What daily life feels like in each
The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.
A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.
What matters to you?
Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.
Ask the people who live there
The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.
Getting to know Montecito
1 neighbor in Montecito can answer.
Set another town beside Toro Canyon and Montecito
One tap adds it. Up to 4 towns at once.
Bordering Toro Canyon
Towns like Toro Canyon
Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.