What stands out worked out from the figures below

Steuben has the most affordable homes ($174k median).

Effingham has grown the fastest since 2010 (+15.4%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Steuben	Effingham
People
Population	1,388Lowest	1,912Highest
Growth since 20102010 → 2020 census	-0.2%Lowest U.S.: +7.4%	+15.4%Highest U.S.: +7.4%
Median age	40.1±8.5Lowest 3% above U.S.	46.9±12.4Highest 21% above U.S.
	Effingham and Steuben are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	20.4%±5.4Highest U.S.: 22%	19.5%±4.5Lowest U.S.: 22%
	Steuben and Effingham are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	15.9%±1Lowest U.S.: 17.2%	18.7%±2.5Highest U.S.: 17.2%
	Effingham and Steuben are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	18.9%Lowest U.S.: 35.7%	20.3%Highest U.S.: 35.7%
Enrolled in collegeshare of residents	5.2%±1.4Highest U.S.: 6.4%	1.1%±0.8Lowest U.S.: 6.4%
Cost of living
Household incomemedian	$76,466±$4kLowest 5% below U.S.	$76,607±$14kHighest 5% below U.S.
	Effingham and Steuben are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$173,900±$32kLowest 48% below U.S.	$322,700±$30kHighest 3% below U.S.
Rentmedian gross, monthly	$678±$319Lowest 52% below U.S.	$1,090±$121Highest 23% below U.S.
	Effingham and Steuben are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$2,029Lowest 35% below U.S.	$5,163Highest 66% above U.S.
Renters paying 30%+of income on rent	26.3%±87.8Highest U.S.: 51.1%	13.6%±40.4Lowest U.S.: 51.1%
	Steuben and Effingham are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	5.4%Lowest U.S.: 12.5%	9%Highest U.S.: 12.5%
Housing
Homeownersof occupied homes	89.4%Lowest U.S.: 65.2%	90.2%Highest U.S.: 65.2%
Typical home builtmedian year	1979Lowest 1 yr older than U.S.	1982Highest 2 yrs newer than U.S.
Getting to work
Average commuteone way	28 minLowest 6% above U.S.	32 minHighest 19% above U.S.
Work from home	11.8%±6.5Lowest U.S.: 15.1%	16.1%±4.2Highest U.S.: 15.1%
	Effingham and Steuben are within the Census margin of error here, so we can’t say which is really higher.
Schools
School district	RSU 24	Governor Wentworth Regional School District
High school in town	None in town	None in town
On TownTapestry
Old photos in History	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.