A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

St. Cloud$2,300/mo

Typical home $390K (Zillow) · tax rate 0.78% · or rent about $1,683/mo · Housing →

Apopka$2,290/mo

Typical home $394K (Zillow) · tax rate 0.69% · or rent about $1,969/mo · Housing →

Within $50 a month of each other.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

St. CloudApopka

Snow a year0″0″

January low50°F 49°F

July high92°F 92°F

Growing season (days)355d 359d

Hazard risk (U.S. pctl)77th 49th

Outdoors & history

St. CloudApopka

Trails11 mi 10 mi

Conserved land1.1%8.9%

Settled1909 1882

National Register places4 5

Archive photos8 12

Famous people born here3 —

Community

St. CloudApopka

Library hours a week69 hrs —

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

36 miles apart

Straight-line miles between town centers.

St. CloudFL ApopkaFL

St. Cloud ↔ Apopka36 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Florida average

St. CloudApopka

People

Population 65,130Highest 58,232Lowest

Growth since 20102010 → 2020 census +67.6%Highest FL: +14.6% +32.1%Lowest FL: +14.6%

Median age 36±1.4Lowest 15% below FL 38.3±1.6Highest 10% below FL

Apopka and St. Cloud are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 26.5%±2.2Highest FL: 19.5% 25.3%±2.1Lowest FL: 19.5%

St. Cloud and Apopka are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 12.3%±1.3Lowest FL: 21.3% 14%±1.6Highest FL: 21.3%

Apopka and St. Cloud are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 31.6%Lowest FL: 34.1% 38.8%Highest FL: 34.1%

Enrolled in collegeshare of residents 6.9%±1.4Highest FL: 6.1% 5%±1Lowest FL: 6.1%

St. Cloud and Apopka are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $83,174±$6kLowest 12% above FL $96,884±$7kHighest 30% above FL

Home valuemedian, owner-occupied $356,200±$9kLowest about the FL average $394,900±$12kHighest 10% above FL

Rentmedian gross, monthly $1,683±$122Lowest about the FL average $1,969±$126Highest 18% above FL

Property taxmedian, yearly $2,770Highest about the FL average $2,707Lowest about the FL average

Renters paying 30%+of income on rent 61.8%±9.4Lowest FL: 60.1% 68.4%±10.5Highest FL: 60.1%

Apopka and St. Cloud are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 10.1%Lowest FL: 12.6% 10.2%Highest FL: 12.6%

Housing

Homeownersof occupied homes 72.5%Lowest FL: 67.6% 77.7%Highest FL: 67.6%

Typical home builtmedian year 2003Highest 15 yrs newer than FL 2002Lowest 14 yrs newer than FL

Getting to work

Average commuteone way 36 minHighest 28% above FL 31 minLowest 12% above FL

Work from home 13.4%±2.3Lowest FL: 15.7% 20%±3Highest FL: 15.7%

Work in townworking residents 8.1%Highest 6.8%Lowest

Typical commute distancemedian, straight-line 20.3 miHighest 14.3 miLowest

Jobs per working residentover 1.5 = a job hub 0.37Lowest 0.66Highest

Top workplaceoutside town Orlando (19%)Orlando (23%)

Between these townsresidents who work in the others Few work in ApopkaFew work in St. Cloud

Outdoors

Conserved landshare of the town 1.1%Lowest 8.9%Highest

Trailsmapped miles 11.0 miHighest 9.5 miLowest

Trail densitymiles per sq mi 0.4 miHighest 0.3 miLowest

Parks & preservesnamed on the map 13Highest 11Lowest

Street connectivityintersections per sq mi, a walkability measure 73.0Highest 53.6Lowest

Schools

Public school scoresrank in state, math + reading #249 of 488 in FL #316 of 488 in FL

School district OSCEOLAORANGE

High school in town ST. Cloud High SchoolApopka High

Students per teacherat that high school 22.9Lowest 25.3Highest

Florida average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

St. Cloud neighborsTown Square →

Your question goes to St. Cloud’s Town Square.

Apopka neighborsTown Square →

Your question goes to Apopka’s Town Square.

Add a town

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Towns like St. Cloud

+ Compare

Ocoee49,033 people · $406K homes

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DeLand41,611 people · $331K homes

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Plant City40,887 people · $292K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

St. Cloud vs Apopka

Two towns, two different strengths

Where they part ways

Apopka places higher on 12 of 23 FL lists

A typical home costs about the same each month

What daily life feels like in each

36 miles apart

What matters to you?

Ask the people who live there

Set another town beside St. Cloud and Apopka

Towns like St. Cloud

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