Compare towns
Spencer vs Windsor vs Palmer Town
Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.
What stands out worked out from the figures below
Spencer has the most renters (37% rent).
Windsor has the highest household income ($116k).
Palmer Town has the most affordable homes ($271k median).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Spencer | Windsor | Palmer Town |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 12,008 |
1,065Lowest |
12,381Highest |
| Growth since 20102010 → 2020 census | +2.6%Highest MA: +7.4% |
-7.6%Lowest MA: +7.4% |
+2.5% MA: +7.4% |
| Median age | 48.9±6.8Highest 22% above MA |
44.8±6.4Lowest 12% above MA |
47.8±5.6 20% above MA |
| Spencer and Palmer Town are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 16.4%±3.9Highest MA: 19.4% |
15.8%±5.1 MA: 19.4% |
15.1%±3.1Lowest MA: 19.4% |
| Spencer and Windsor are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 26%±4.4Highest MA: 17.9% |
18.6%±4.9Lowest MA: 17.9% |
20.9%±4.2 MA: 17.9% |
| Spencer and Palmer Town are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 29.1% MA: 47.3% |
41.5%Highest MA: 47.3% |
23.5%Lowest MA: 47.3% |
| Enrolled in collegeshare of residents | 5.2%±2.4Highest MA: 7.9% |
2.7%±1.7Lowest MA: 7.9% |
3.4%±1.5 MA: 7.9% |
| Spencer and Palmer Town are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $80,533±$11k 23% below MA |
$115,563±$10kHighest 11% above MA |
$78,480±$8kLowest 25% below MA |
| Home valuemedian, owner-occupied | $382,000±$22k 32% below MA |
$389,700±$32kHighest 31% below MA |
$271,400±$21kLowest 52% below MA |
| Windsor and Spencer are within the Census margin of error here, so we can’t say which is really higher. | |||
| Rentmedian gross, monthly | $1,078±$161Highest 39% below MA |
— | $1,075±$103Lowest 39% below MA |
| Spencer and Palmer Town are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $4,387 27% below MA |
$3,867Lowest 35% below MA |
$4,540Highest 24% below MA |
| Renters paying 30%+of income on rent | 50.6%±10.3 MA: 51.8% |
0%±100Lowest MA: 51.8% |
52.9%±10.6Highest MA: 51.8% |
| Palmer Town and Spencer are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 11%Highest MA: 10% |
3.8%Lowest MA: 10% |
8.3% MA: 10% |
| Housing | |||
| Homeownersof occupied homes | 63%Lowest MA: 62.5% |
96.2%Highest MA: 62.5% |
71.5% MA: 62.5% |
| Typical home builtmedian year | 1968 4 yrs newer than MA |
1970Highest 6 yrs newer than MA |
1962Lowest 2 yrs older than MA |
| Getting to work | |||
| Average commuteone way | 34 min 18% above MA |
37 minHighest 27% above MA |
31 minLowest 8% above MA |
| Work from home | 15%±7.3 MA: 18.6% |
21.2%±5.8Highest MA: 18.6% |
7.3%±2.7Lowest MA: 18.6% |
| Windsor and Spencer are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | #261 of 282 in MA | — | #252 of 282 in MA |
| School district | Spencer-E Brookfield | — | Palmer · Pathfinder Regional Vocational Technical |
| High school in town | David Prouty High | — | Pathfinder Vocational Technical |
| Students per teacherat that high school | 9.9 |
— | 9.9 |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.