Compare towns
Speculator vs Indian Lake
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Speculator has the shortest commute (12 min average).
Indian Lake has the most kids (9.4% under 18).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Speculator | Indian Lake |
|---|---|---|
| Your priorities | ||
| People | ||
| Population | 409Lowest |
1,268Highest |
| Growth since 20102010 → 2020 census | — | +0.8% NY: +4.2% |
| Median age | 55.8±10.7Lowest 40% above NY |
62±3.1Highest 56% above NY |
| Indian Lake and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| Kids under 18 | 6.1%±4.5Lowest NY: 20.5% |
9.4%±2.2Highest NY: 20.5% |
| Indian Lake and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| Age 65+ | 38.1%±18.7Lowest NY: 17.9% |
41.2%±7.4Highest NY: 17.9% |
| Indian Lake and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| Bachelor’s degree+adults 25+ | 52.6%Highest NY: 40.2% |
31.9%Lowest NY: 40.2% |
| Enrolled in collegeshare of residents | 4.9%±4.1Highest NY: 7% |
1%±1.4Lowest NY: 7% |
| Speculator and Indian Lake are within the Census margin of error here, so we can’t say which is really higher. | ||
| Cost of living | ||
| Household incomemedian | $63,864±$6kHighest 26% below NY |
$62,824±$17kLowest 27% below NY |
| Speculator and Indian Lake are within the Census margin of error here, so we can’t say which is really higher. | ||
| Home valuemedian, owner-occupied | $250,000±$91kLowest 41% below NY |
$254,800±$32kHighest 40% below NY |
| Indian Lake and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| Rentmedian gross, monthly | $1,042±$244Highest 36% below NY |
$825±$194Lowest 49% below NY |
| Speculator and Indian Lake are within the Census margin of error here, so we can’t say which is really higher. | ||
| Property taxmedian, yearly | $3,208Highest 51% below NY |
$2,505Lowest 62% below NY |
| Renters paying 30%+of income on rent | 41.2%±34.1Lowest NY: 52.1% |
58.9%±22.8Highest NY: 52.1% |
| Indian Lake and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| Below poverty line | 25.7%Highest NY: 14% |
6.1%Lowest NY: 14% |
| Housing | ||
| Homeownersof occupied homes | 62.9%Lowest NY: 54.3% |
79.8%Highest NY: 54.3% |
| Typical home builtmedian year | 1975Highest 16 yrs newer than NY |
1972Lowest 13 yrs newer than NY |
| Getting to work | ||
| Average commuteone way | 12 minLowest 65% below NY |
24 minHighest 27% below NY |
| Work from home | 19.1%±9.7Lowest NY: 14.9% |
24.7%±19.3Highest NY: 14.9% |
| Indian Lake and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| On TownTapestry | ||
| Old photos in History | 5 photos → | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.