Compare towns
Speculator vs Hammondsport
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Speculator has the shortest commute (12 min average).
Hammondsport has the most kids (14.6% under 18).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Speculator | Hammondsport |
|---|---|---|
| Your priorities | ||
| People | ||
| Population | 409Lowest |
506Highest |
| Growth since 20102010 → 2020 census | — | -11.8% NY: +4.2% |
| Median age | 55.8±10.7Lowest 40% above NY |
57.2±5.4Highest 44% above NY |
| Hammondsport and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| Kids under 18 | 6.1%±4.5Lowest NY: 20.5% |
14.6%±7.1Highest NY: 20.5% |
| Hammondsport and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| Age 65+ | 38.1%±18.7Highest NY: 17.9% |
34.6%±8.2Lowest NY: 17.9% |
| Speculator and Hammondsport are within the Census margin of error here, so we can’t say which is really higher. | ||
| Bachelor’s degree+adults 25+ | 52.6%Highest NY: 40.2% |
34.8%Lowest NY: 40.2% |
| Enrolled in collegeshare of residents | 4.9%±4.1Highest NY: 7% |
1.2%±1.4Lowest NY: 7% |
| Speculator and Hammondsport are within the Census margin of error here, so we can’t say which is really higher. | ||
| Cost of living | ||
| Household incomemedian | $63,864±$6kLowest 26% below NY |
$70,341±$14kHighest 18% below NY |
| Hammondsport and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| Home valuemedian, owner-occupied | $250,000±$91kHighest 41% below NY |
$211,900±$29kLowest 50% below NY |
| Speculator and Hammondsport are within the Census margin of error here, so we can’t say which is really higher. | ||
| Rentmedian gross, monthly | $1,042±$244Highest 36% below NY |
$761±$129Lowest 53% below NY |
| Speculator and Hammondsport are within the Census margin of error here, so we can’t say which is really higher. | ||
| Property taxmedian, yearly | $3,208Lowest 51% below NY |
$3,804Highest 42% below NY |
| Renters paying 30%+of income on rent | 41.2%±34.1Lowest NY: 52.1% |
48.4%±25.1Highest NY: 52.1% |
| Hammondsport and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| Below poverty line | 25.7%Highest NY: 14% |
9.7%Lowest NY: 14% |
| Housing | ||
| Homeownersof occupied homes | 62.9%Lowest NY: 54.3% |
67.1%Highest NY: 54.3% |
| Typical home builtmedian year | 1975Highest 16 yrs newer than NY |
1938Lowest 21 yrs older than NY |
| Getting to work | ||
| Average commuteone way | 12 minLowest 65% below NY |
20 minHighest 38% below NY |
| Work from home | 19.1%±9.7Lowest NY: 14.9% |
21.6%±10.5Highest NY: 14.9% |
| Hammondsport and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| On TownTapestry | ||
| Old photos in History | 5 photos → | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.