What stands out worked out from the figures below

Speculator has the shortest commute (12 min average).

Denning has the most kids (13.5% under 18).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Speculator	Denning
People
Population	409Lowest	587Highest
Growth since 20102010 → 2020 census	—	-10.5% NY: +4.2%
Median age	55.8±10.7Highest 40% above NY	50.2±17.5Lowest 26% above NY
	Speculator and Denning are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	6.1%±4.5Lowest NY: 20.5%	13.5%±5.1Highest NY: 20.5%
	Denning and Speculator are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	38.1%±18.7Highest NY: 17.9%	12.9%±4.9Lowest NY: 17.9%
Bachelor’s degree+adults 25+	52.6%Highest NY: 40.2%	38.7%Lowest NY: 40.2%
Enrolled in collegeshare of residents	4.9%±4.1Highest NY: 7%	2.7%±2.5Lowest NY: 7%
	Speculator and Denning are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$63,864±$6kLowest 26% below NY	$86,250±$27kHighest about the NY average
	Denning and Speculator are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$250,000±$91kLowest 41% below NY	$310,400±$71kHighest 27% below NY
	Denning and Speculator are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly	$1,042±$244 36% below NY	—
Property taxmedian, yearly	$3,208Lowest 51% below NY	$3,620Highest 45% below NY
Renters paying 30%+of income on rent	41.2%±34.1Highest NY: 52.1%	39.1%±78.8Lowest NY: 52.1%
	Speculator and Denning are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	25.7%Lowest NY: 14%	35.9%Highest NY: 14%
Housing
Homeownersof occupied homes	62.9%Lowest NY: 54.3%	76.9%Highest NY: 54.3%
Typical home builtmedian year	1975Highest 16 yrs newer than NY	1968Lowest 9 yrs newer than NY
Getting to work
Average commuteone way	12 minLowest 65% below NY	36 minHighest 10% above NY
Work from home	19.1%±9.7Highest NY: 14.9%	17.6%±0.7Lowest NY: 14.9%
	Speculator and Denning are within the Census margin of error here, so we can’t say which is really higher.
On TownTapestry
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NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.