Compare towns
Speculator vs Bemus Point
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Speculator has the most people working from home (19.1%).
Bemus Point has the most expensive homes ($386k median).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Speculator | Bemus Point |
|---|---|---|
| Your priorities | ||
| People | ||
| Population | 409Highest |
191Lowest |
| Median age | 55.8±10.7Lowest 40% above NY |
59.1±5.3Highest 48% above NY |
| Bemus Point and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| Kids under 18 | 6.1%±4.5Highest NY: 20.5% |
5.8%±16.9Lowest NY: 20.5% |
| Speculator and Bemus Point are within the Census margin of error here, so we can’t say which is really higher. | ||
| Age 65+ | 38.1%±18.7Highest NY: 17.9% |
26.2%±15.9Lowest NY: 17.9% |
| Speculator and Bemus Point are within the Census margin of error here, so we can’t say which is really higher. | ||
| Bachelor’s degree+adults 25+ | 52.6%Lowest NY: 40.2% |
53.5%Highest NY: 40.2% |
| Enrolled in collegeshare of residents | 4.9%±4.1Lowest NY: 7% |
7.3%±9.3Highest NY: 7% |
| Bemus Point and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| Cost of living | ||
| Household incomemedian | $63,864±$6kLowest 26% below NY |
$86,250±$23kHighest about the NY average |
| Bemus Point and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| Home valuemedian, owner-occupied | $250,000±$91kLowest 41% below NY |
$386,400±$103kHighest 9% below NY |
| Bemus Point and Speculator are within the Census margin of error here, so we can’t say which is really higher. | ||
| Rentmedian gross, monthly | $1,042±$244Highest 36% below NY |
$688±$181Lowest 58% below NY |
| Speculator and Bemus Point are within the Census margin of error here, so we can’t say which is really higher. | ||
| Property taxmedian, yearly | $3,208Lowest 51% below NY |
$6,750Highest about the NY average |
| Renters paying 30%+of income on rent | 41.2%±34.1Highest NY: 52.1% |
26.1%±100Lowest NY: 52.1% |
| Speculator and Bemus Point are within the Census margin of error here, so we can’t say which is really higher. | ||
| Below poverty line | 25.7%Highest NY: 14% |
11%Lowest NY: 14% |
| Housing | ||
| Homeownersof occupied homes | 62.9%Lowest NY: 54.3% |
73%Highest NY: 54.3% |
| Typical home builtmedian year | 1975Highest 16 yrs newer than NY |
1955Lowest 4 yrs older than NY |
| Getting to work | ||
| Average commuteone way | 12 minLowest 65% below NY |
15 minHighest 53% below NY |
| Work from home | 19.1%±9.7Highest NY: 14.9% |
10.3%±11.8Lowest NY: 14.9% |
| Speculator and Bemus Point are within the Census margin of error here, so we can’t say which is really higher. | ||
| On TownTapestry | ||
| Old photos in History | 5 photos → | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.

