Compare towns

Speculator vs Bemus Point

Cost, people, housing, commute and schools, side by side, each benchmarked against New York.

What stands out worked out from the figures below

Speculator has the most people working from home (19.1%).
Bemus Point has the most expensive homes ($386k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureSpeculatorBemus Point
People
Population
409Highest
191Lowest
Median age
55.8±10.7Lowest
40% above NY
59.1±5.3Highest
48% above NY
Bemus Point and Speculator are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
6.1%±4.5Highest
NY: 20.5%
5.8%±16.9Lowest
NY: 20.5%
Speculator and Bemus Point are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
38.1%±18.7Highest
NY: 17.9%
26.2%±15.9Lowest
NY: 17.9%
Speculator and Bemus Point are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
52.6%Lowest
NY: 40.2%
53.5%Highest
NY: 40.2%
Enrolled in collegeshare of residents
4.9%±4.1Lowest
NY: 7%
7.3%±9.3Highest
NY: 7%
Bemus Point and Speculator are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$63,864±$6kLowest
26% below NY
$86,250±$23kHighest
about the NY average
Bemus Point and Speculator are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$250,000±$91kLowest
41% below NY
$386,400±$103kHighest
9% below NY
Bemus Point and Speculator are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,042±$244Highest
36% below NY
$688±$181Lowest
58% below NY
Speculator and Bemus Point are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$3,208Lowest
51% below NY
$6,750Highest
about the NY average
Renters paying 30%+of income on rent
41.2%±34.1Highest
NY: 52.1%
26.1%±100Lowest
NY: 52.1%
Speculator and Bemus Point are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
25.7%Highest
NY: 14%
11%Lowest
NY: 14%
Housing
Homeownersof occupied homes
62.9%Lowest
NY: 54.3%
73%Highest
NY: 54.3%
Typical home builtmedian year
1975Highest
16 yrs newer than NY
1955Lowest
4 yrs older than NY
Getting to work
Average commuteone way
12 minLowest
65% below NY
15 minHighest
53% below NY
Work from home
19.1%±9.7Highest
NY: 14.9%
10.3%±11.8Lowest
NY: 14.9%
Speculator and Bemus Point are within the Census margin of error here, so we can’t say which is really higher.
On TownTapestry
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NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.