Compare towns

Smithville vs Troy vs Oxford

Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..

What stands out worked out from the figures below

Smithville has the most renters (18.3% rent).
Troy has grown the fastest since 2010 (+3.6%).
Oxford has the most affordable homes ($119k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureSmithvilleTroyOxford
People
Population
1,525Lowest
1,749
3,546Highest
Growth since 20102010 → 2020 census
-5.6%
U.S.: +7.4%
+3.6%Highest
U.S.: +7.4%
-7.4%Lowest
U.S.: +7.4%
Median age
43.1±3.2Lowest
11% above U.S.
44.5±5.7
14% above U.S.
51.2±5.9Highest
32% above U.S.
Oxford and Troy are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
16.6%±3.2Lowest
U.S.: 22%
21.4%±3.9Highest
U.S.: 22%
19.3%±4.2
U.S.: 22%
Troy and Oxford are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
16.1%±3.7Lowest
U.S.: 17.2%
17.7%±3
U.S.: 17.2%
30.9%±5.4Highest
U.S.: 17.2%
Bachelor’s degree+adults 25+
19.4%
U.S.: 35.7%
20.2%Highest
U.S.: 35.7%
16%Lowest
U.S.: 35.7%
Enrolled in collegeshare of residents
5.8%±5.8Highest
U.S.: 6.4%
2.7%±1.4
U.S.: 6.4%
1.5%±1.1Lowest
U.S.: 6.4%
Smithville and Troy are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$70,433±$7k
13% below U.S.
$87,938±$11kHighest
9% above U.S.
$61,168±$11kLowest
24% below U.S.
Troy and Smithville are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$173,200±$42k
48% below U.S.
$233,200±$21kHighest
30% below U.S.
$119,400±$25kLowest
64% below U.S.
Troy and Smithville are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$889±$186
37% below U.S.
$646±$323Lowest
54% below U.S.
$913±$113Highest
35% below U.S.
Oxford and Smithville are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$4,254Highest
36% above U.S.
$3,644
17% above U.S.
$2,616Lowest
16% below U.S.
Renters paying 30%+of income on rent
54.9%±31.2
U.S.: 51.1%
30.8%±26.3Lowest
U.S.: 51.1%
73.1%±6.4Highest
U.S.: 51.1%
Oxford and Smithville are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
11.2%
U.S.: 12.5%
8.6%Lowest
U.S.: 12.5%
18.5%Highest
U.S.: 12.5%
Housing
Homeownersof occupied homes
81.7%Lowest
U.S.: 65.2%
86.6%Highest
U.S.: 65.2%
84.6%
U.S.: 65.2%
Typical home builtmedian year
1977
3 yrs older than U.S.
1980Highest
same as U.S.
1963Lowest
17 yrs older than U.S.
Getting to work
Average commuteone way
29 minHighest
11% above U.S.
24 min
9% below U.S.
24 minLowest
9% below U.S.
Work from home
4.4%±2.6Lowest
U.S.: 15.1%
7.8%±2.3Highest
U.S.: 15.1%
5.8%±3.1
U.S.: 15.1%
Troy and Oxford are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading — — #445 of 484 in NY
School district — Troy School District OXFORD ACADEMY AND CENTRAL SCHOOL DISTRICT
High school in town — None in town OXFORD ACADEMY HIGH SCHOOL
Students per teacherat that high school — —
10.3
On TownTapestry
Old photos in History None yet None yet None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.