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Silver Township vs Split Rock Township

Next-door neighbors in Carlton County. The biggest differences: work from home (+25.7 pts in Split Rock Township) and jobs per worker (3.6× in Split Rock Township).

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Silver Township, MNA small town of 373Carlton County · 373 people
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Split Rock Township, MNA small town of 175Carlton County · 175 people
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Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

Silver TownshipA small town of 373
Quiet strengthsSilver Township doesn’t stand out on the data we haveNeighbors can tell you what the numbers miss.
All about Silver Township →
Split Rock TownshipA small town of 175
Quiet strengthsSplit Rock Township doesn’t stand out on the data we haveNeighbors can tell you what the numbers miss.
All about Split Rock Township →
The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

Work from home+25.7 pts
More people work from home in Split Rock Township
Split Rock Township 42.7%Silver Township 17%
Jobs per worker3.6×
Split Rock Township is more of a job hub
Split Rock Township 0.29Silver Township 0.08
Street grid+80%
Silver Township has the more walkable street grid
Silver Township 0.9Split Rock Township 0.5
Typical home built15 yrs
Split Rock Township’s homes are older
Silver Township 1986Split Rock Township 1971
Size2.1×
Silver Township is the bigger place
Silver Township 373Split Rock Township 175
Bachelor’s degree++8.6 pts
More adults in Split Rock Township have a degree
Split Rock Township 25.6%Silver Township 17%
★ What stands out · Monthly cost

A typical home costs about the same each month

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Silver Township$1,500/mo
Typical home $250K (Census) · tax rate 0.90% · or rent about $1,094/mo · Housing →
Split Rock Township$1,350/mo
Typical home $225K (Census) · tax rate 0.93% · Housing →

The difference: $140 a month, about $1,700 a year, between Silver Township and Split Rock Township.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Where they are

Silver Township and Split Rock Township share a border

Straight-line miles between town centers.

Silver TownshipSplit Rock TownshipSilver TownshipSplit Rock Township
Silver Township ↔ Split Rock Township6.0 miles apart · They share a border · Same county
Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
Silver TownshipSplit Rock Township
Snow a year64″59″
January low-0°F-3°F
July high78°F76°F
Growing season (days)129d107d
Hazard risk (U.S. pctl)38th38th
Outdoors & history
Silver TownshipSplit Rock Township
Trails9 mi6 mi
Conserved land2.5%7.7%
Community
Silver TownshipSplit Rock Township
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Silver TownshipSplit Rock Township
People
Population 373Highest 175Lowest
Median age 48.6±4.2Lowest 25% above MN 49.7±6.3Highest 28% above MN
Split Rock Township and Silver Township are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18 20.6%±3.5Highest MN: 22.9% 16%±8.1Lowest MN: 22.9%
Silver Township and Split Rock Township are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 22.8%±3.8Highest MN: 17.3% 18.9%±7.9Lowest MN: 17.3%
Silver Township and Split Rock Township are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+ 17%Lowest MN: 39.4% 25.6%Highest MN: 39.4%
Enrolled in collegeshare of residents 1.1%±1.3Lowest MN: 5.8% 4.6%±8.9Highest MN: 5.8%
Split Rock Township and Silver Township are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $81,250±$20kHighest 9% below MN $63,214±$12kLowest 29% below MN
Silver Township and Split Rock Township are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied $250,000±$28kHighest 24% below MN $225,000±$32kLowest 32% below MN
Silver Township and Split Rock Township are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly $1,094±$133 15% below MN —
Property taxmedian, yearly $2,250Highest 33% below MN $2,093Lowest 38% below MN
Renters paying 30%+of income on rent 50%±75.1Highest MN: 48.1% 28.6%±100Lowest MN: 48.1%
Silver Township and Split Rock Township are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 11.6%Lowest MN: 9.3% 16.6%Highest MN: 9.3%
Housing
Homeownersof occupied homes 83.7%Highest MN: 72.2% 79.3%Lowest MN: 72.2%
Typical home builtmedian year 1986Highest 7 yrs newer than MN 1971Lowest 8 yrs older than MN
Getting to work
Average commuteone way 31 minLowest 36% above MN 34 minHighest 49% above MN
Work from home 17%±5.3Lowest MN: 17.6% 42.7%±18.6Highest MN: 17.6%
Work in townworking residents 0.6%Highest 0%Lowest
Typical commute distancemedian, straight-line 26.8 miLowest 33.3 miHighest
Jobs per working residentover 1.5 = a job hub 0.08Lowest 0.29Highest
Top workplaceoutside town Cloquet (15%)Cloquet (13%)
Between these townsresidents who work in the others Few work in Split Rock TownshipFew work in Silver Township
Outdoors
Conserved landshare of the town 2.5%Lowest 7.7%Highest
Trailsmapped miles 9.0 miHighest 6.4 miLowest
Trail densitymiles per sq mi 0.3 miHighest 0.2 miLowest
Parks & preservesnamed on the map 0 0
Street connectivityintersections per sq mi, a walkability measure 0.9Highest 0.5Lowest
Minnesota average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Silver Township neighborsTown Square →

Your question goes to Silver Township’s Town Square.

Split Rock Township neighborsTown Square →

Your question goes to Split Rock Township’s Town Square.

Add a town

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Bordering Silver Township

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Sturgeon Lake Township476 people · $231K homes
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Kalevala Township271 people · $234K homes
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Moose Lake2,863 people · $205K homes
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Moose Lake Township1,036 people · $242K homes

Towns like Silver Township

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Jevne Township412 people · $244K homes
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Norden Township470 people · $224K homes
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Pillsbury Township259 people · $281K homes
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+ Compare
London Township270 people · $232K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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