Compare towns

Schenectady vs Troy

Cost, people, housing, commute and schools, side by side, each benchmarked against New York.

What stands out worked out from the figures below

Schenectady has the most homeowners (45.6%).
Troy has grown the fastest since 2010 (+2.5%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureSchenectadyTroy
People
Population
68,847Highest
51,033Lowest
Growth since 20102010 → 2020 census
+1.4%Lowest
NY: +4.2%
+2.5%Highest
NY: +4.2%
Median age
36.1±1Highest
9% below NY
32.3±1.1Lowest
19% below NY
Kids under 18
19.9%±1.2Highest
NY: 20.5%
17.2%±1.3Lowest
NY: 20.5%
Age 65+
15.1%±1.1Highest
NY: 17.9%
13.3%±1.2Lowest
NY: 17.9%
Schenectady and Troy are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
25.4%Lowest
NY: 40.2%
37.3%Highest
NY: 40.2%
Enrolled in collegeshare of residents
9.8%±1Lowest
NY: 7%
16.6%±1Highest
NY: 7%
Cost of living
Household incomemedian
$58,399±$3kLowest
32% below NY
$58,477±$5kHighest
32% below NY
Troy and Schenectady are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$168,800±$5kLowest
60% below NY
$206,500±$10kHighest
51% below NY
Rentmedian gross, monthly
$1,145±$33Lowest
29% below NY
$1,175±$29Highest
28% below NY
Troy and Schenectady are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$4,874Highest
26% below NY
$4,749Lowest
28% below NY
Renters paying 30%+of income on rent
58.5%±4.5Highest
NY: 52.1%
52.7%±5.1Lowest
NY: 52.1%
Schenectady and Troy are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
23.8%Highest
NY: 14%
23.4%Lowest
NY: 14%
Housing
Homeownersof occupied homes
45.6%Highest
NY: 54.3%
37.4%Lowest
NY: 54.3%
Typical home builtmedian year
1941Highest
18 yrs older than NY
1938Lowest
21 yrs older than NY
Getting to work
Average commuteone way
22 minHighest
33% below NY
21 minLowest
35% below NY
Work from home
10.9%±1.4Lowest
NY: 14.9%
14.5%±2Highest
NY: 14.9%
Schools
Public school scoresrank in state, math + reading #400 of 484 in NY #284 of 484 in NY
School district SCHENECTADY CITY SCHOOL DISTRICT LANSINGBURGH CENTRAL SCHOOL DISTRICT · TROY CITY SCHOOL DISTRICT
High school in town SCHENECTADY HIGH SCHOOL TROY HIGH SCHOOL
Students per teacherat that high school
13.3Highest
11.8Lowest
On TownTapestry
Old photos in History None yet None yet

NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.