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Savoy vs Kemp

81 miles apart. The biggest differences: jobs per worker (2.6× in Kemp) and growth since 2010 (+12.1 pts in Kemp).

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Savoy, TXOne of the healthiest townsTexas · 1,010 people
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Kemp, TXOne of the healthiest townsTexas · 1,302 people
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Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

SavoyOne of the healthiest towns
Health69% of U.S. towns are healthieron CDC estimates SchoolsBetter than 63%of TX districts All about Savoy →
KempOne of the healthiest towns
Health79% of U.S. towns are healthieron CDC estimates All about Kemp →
The biggest differences

Where they differ most

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

Jobs per worker2.6×
Kemp is more of a job hub
Kemp 0.69Savoy 0.27
Growth since 2010+12.1 pts
Kemp has grown faster since 2010
Kemp -2.2%Savoy -14.3%
Average commute9 min
Savoy has the shorter commute
Kemp 36 minSavoy 26 min
Property tax bill+16%
Tax bills are bigger in Kemp
Kemp $2,843Savoy $2,446
★ What stands out · Monthly cost

A typical home costs $320 more a month in Savoy

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Savoy$2,110/mo
Typical home $321K (Zillow) · tax rate 1.57% · or rent about $1,052/mo · Housing →
Kemp$1,790/mo
Typical home $269K (Zillow) · tax rate 1.69% · or rent about $1,036/mo · Housing →

The difference: $320 a month, about $3,800 a year, between Savoy and Kemp.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Report cards

Grades and rankings, side by side

Our letter grades for safety, schools and health, then every Texas ranking list both towns are on. A grade is one measure; read the page behind it.

Safety
–SavoyNot graded C+KempSafer than 41% of U.S. towns
Schools
BSavoyBetter than 63% of districts in the state B−KempBetter than 52% of districts in the state
Health
CSavoyHealthier than 31% of U.S. towns C−KempHealthier than 21% of U.S. towns
Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
SavoyKemp
Snow a year1″—
January low33°F—
July high94°F—
Growing season (days)242d—
Hazard risk (U.S. pctl)44th27th
Outdoors & history
SavoyKemp
Settled—1922
Community
SavoyKemp
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

81 miles apart

Straight-line miles between town centers.

SavoyTXKempTX
Savoy ↔ Kemp81 miles apart
Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

SavoyKemp
People
Population 1,010Lowest 1,302Highest
Growth since 20102010 → 2020 census -14.3%Lowest TX: +15.9% -2.2%Highest TX: +15.9%
Median age 39.6±1.7Highest 11% above TX 39.3±7.7Lowest 10% above TX
Savoy and Kemp are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18 31%±4.4Lowest TX: 25% 32.2%±10.8Highest TX: 25%
Kemp and Savoy are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 13%±5.5Lowest TX: 13.4% 17.8%±9.5Highest TX: 13.4%
Kemp and Savoy are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+ 7.4%Lowest TX: 33.8% 12.9%Highest TX: 33.8%
Enrolled in collegeshare of residents 2.3%±1.6Highest TX: 6.2% 1.6%±1.8Lowest TX: 6.2%
Savoy and Kemp are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $60,875±$14kHighest 22% below TX $55,833±$21kLowest 29% below TX
Savoy and Kemp are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied $155,500±$7kLowest 45% below TX $168,100±$24kHighest 41% below TX
Kemp and Savoy are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly $1,052±$578Highest 25% below TX $1,036±$394Lowest 26% below TX
Savoy and Kemp are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly $2,446Lowest 42% below TX $2,843Highest 33% below TX
Renters paying 30%+of income on rent 27.8%±23.8Lowest TX: 51.7% 50%±26.1Highest TX: 51.7%
Kemp and Savoy are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 24.6%Lowest TX: 13.8% 25.2%Highest TX: 13.8%
Housing
Homeownersof occupied homes 67.1%Lowest TX: 62.6% 73.2%Highest TX: 62.6%
Typical home builtmedian year 1968Lowest 24 yrs older than TX 1977Highest 15 yrs older than TX
Getting to work
Average commuteone way 26 minLowest about the TX average 36 minHighest 33% above TX
Work from home 8.2%±4.7Lowest TX: 14.4% 15.7%±15.3Highest TX: 14.4%
Kemp and Savoy are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents 0.9%Lowest 1.3%Highest
Typical commute distancemedian, straight-line 22.3 miLowest 43.8 miHighest
Jobs per working residentover 1.5 = a job hub 0.27Lowest 0.69Highest
Top workplaceoutside town Sherman (16%)Dallas (16%)
Between these townsresidents who work in the others Few work in KempFew work in Savoy
Outdoors
Conserved landshare of the town 0% 0%
Trailsmapped miles 0.0 mi 0.0 mi
Trail densitymiles per sq mi 0.0 mi 0.0 mi
Parks & preservesnamed on the map 0 0
Street connectivityintersections per sq mi, a walkability measure 70.4Lowest 74.7Highest
Schools
School district SAVOY ISDKEMP ISD
High school in town Savoy H SKemp H S
Students per teacherat that high school 8.8Lowest 12.2Highest
Texas average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Savoy neighborsTown Square →

Your question goes to Savoy’s Town Square.

Kemp neighborsTown Square →

Your question goes to Kemp’s Town Square.

Add a town

Set another town beside Savoy and Kemp

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Towns like Savoy

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Bronte1,041 people · $147K homes
Not sure which town to add? Find your place ranks Texas towns on what matters to you.Find your place →

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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