Compare towns

Panama vs Harmony vs DeRuyter

Cost, people, housing, commute and schools, side by side, each benchmarked against New York.

What stands out worked out from the figures below

Panama has the oldest population (median age 46.6).
Harmony has the most homeowners (84.6%).
DeRuyter has the most people working from home (16.1%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasurePanamaHarmonyDeRuyter
People
Population
451
2,344Highest
349Lowest
Growth since 20102010 → 2020 census —
-3.9%Highest
NY: +4.2%
-26.9%Lowest
NY: +4.2%
Median age
46.6±6.9Highest
17% above NY
41.8±7
5% above NY
41.3±16.1Lowest
4% above NY
Panama and Harmony are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
12.4%±3.1Lowest
NY: 20.5%
22.9%±3.7Highest
NY: 20.5%
22.6%±8.2
NY: 20.5%
Harmony and DeRuyter are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
23.3%±6.3
NY: 17.9%
17.7%±2.1Lowest
NY: 17.9%
25.8%±4.5Highest
NY: 17.9%
DeRuyter and Panama are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
19.9%
NY: 40.2%
17.1%Lowest
NY: 40.2%
23.8%Highest
NY: 40.2%
Enrolled in collegeshare of residents
4.7%±2.8Highest
NY: 7%
3%±1.6Lowest
NY: 7%
3.7%±6
NY: 7%
Panama and DeRuyter are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$60,865±$8kHighest
29% below NY
$58,600±$11k
32% below NY
$55,000±$23kLowest
36% below NY
Panama and Harmony are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$105,400±$14kLowest
75% below NY
$128,300±$15kHighest
70% below NY
$107,600±$9k
75% below NY
Harmony and DeRuyter are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$785±$43
52% below NY
$788±$40Highest
51% below NY
$456±$50Lowest
72% below NY
Harmony and Panama are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$2,500
62% below NY
$2,805Highest
57% below NY
$2,407Lowest
63% below NY
Renters paying 30%+of income on rent
41.9%±24.1Lowest
NY: 52.1%
43%±18.6
NY: 52.1%
67.2%±39Highest
NY: 52.1%
DeRuyter and Harmony are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
12.9%
NY: 14%
9.1%Lowest
NY: 14%
16.3%Highest
NY: 14%
Housing
Homeownersof occupied homes
55.3%Lowest
NY: 54.3%
84.6%Highest
NY: 54.3%
62%
NY: 54.3%
Typical home builtmedian year
1965
6 yrs newer than NY
1975Highest
16 yrs newer than NY
1938Lowest
21 yrs older than NY
Getting to work
Average commuteone way
24 minLowest
27% below NY
26 minHighest
21% below NY
25 min
24% below NY
Work from home
4.9%±2.9Lowest
NY: 14.9%
8.1%±4.4
NY: 14.9%
16.1%±13.1Highest
NY: 14.9%
DeRuyter and Harmony are within the Census margin of error here, so we can’t say which is really higher.
Schools
School district — PANAMA CENTRAL SCHOOL DISTRICT —
High school in town — PANAMA HIGH SCHOOL —
Students per teacherat that high school —
8.5
—
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NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.