What stands out worked out from the figures below

Oxford has the most homeowners (82.8%).

Spencer has grown the fastest since 2010 (+2.6%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Oxford	Spencer
People
Population	13,385Highest	12,008Lowest
Growth since 20102010 → 2020 census	-2.6%Lowest MA: +7.4%	+2.6%Highest MA: +7.4%
Median age	42±2.8Lowest 5% above MA	48.9±6.8Highest 22% above MA
	Spencer and Oxford are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	21.3%±3.8Highest MA: 19.4%	16.4%±3.9Lowest MA: 19.4%
	Oxford and Spencer are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	16.6%±2.7Lowest MA: 17.9%	26%±4.4Highest MA: 17.9%
Bachelor’s degree+adults 25+	29.6%Highest MA: 47.3%	29.1%Lowest MA: 47.3%
Enrolled in collegeshare of residents	6.7%±2.1Highest MA: 7.9%	5.2%±2.4Lowest MA: 7.9%
	Oxford and Spencer are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$103,862±$10kHighest about the MA average	$80,533±$11kLowest 23% below MA
Home valuemedian, owner-occupied	$374,900±$18kLowest 33% below MA	$382,000±$22kHighest 32% below MA
	Spencer and Oxford are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly	$1,177±$142Highest 33% below MA	$1,078±$161Lowest 39% below MA
	Oxford and Spencer are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$4,622Highest 23% below MA	$4,387Lowest 27% below MA
Renters paying 30%+of income on rent	57.8%±15.9Highest MA: 51.8%	50.6%±10.3Lowest MA: 51.8%
	Oxford and Spencer are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	7.7%Lowest MA: 10%	11%Highest MA: 10%
Housing
Homeownersof occupied homes	82.8%Highest MA: 62.5%	63%Lowest MA: 62.5%
Typical home builtmedian year	1972Highest 8 yrs newer than MA	1968Lowest 4 yrs newer than MA
Getting to work
Average commuteone way	28 minLowest about the MA average	34 minHighest 18% above MA
Work from home	16.4%±4.3Highest MA: 18.6%	15%±7.3Lowest MA: 18.6%
	Oxford and Spencer are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	#245 of 282 in MA	#261 of 282 in MA
School district	Oxford	Spencer-E Brookfield
High school in town	Oxford High	David Prouty High
Students per teacherat that high school	10.3Highest	9.9Lowest
On TownTapestry
Old photos in History	None yet	None yet

MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.