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Overland vs Charlack

Next-door neighbors. The biggest differences: size (9.8× in Overland) and jobs per worker (3.1× in Overland).

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Overland, MOAn outdoors townMissouri · 15,695 people
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Charlack, MOKnown for its schoolsMissouri · 1,596 people
Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

The biggest differences

Where they differ most

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

★ What stands out · Monthly cost

A typical home costs about the same each month

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Overland$1,000/mo
Typical home $154K (Zillow) · tax rate 1.51% · or rent about $1,112/mo · Housing →
Charlack$900/mo
Typical home $135K (Zillow) · tax rate 1.71% · or rent about $1,096/mo · Housing →

The difference: $100 a month, about $1,200 a year, between Overland and Charlack.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Where they are

Overland and Charlack share a border

And the people who already live in one and work in the other.

OverlandCharlackOverlandCharlack
Overland ↔ Charlack1.5 miles apart · They share a border
Who commutes between them
15 Charlack residents work in Overland (2.7% of its workers)
Work & commute in Charlack →
Report cards

Grades and rankings, side by side

Our letter grades for safety, schools and health, then every Missouri ranking list both towns are on. A grade is one measure; read the page behind it.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
OverlandCharlack
Snow a year17″17″
January low24°F24°F
July high90°F90°F
Growing season (days)215d215d
Hazard risk (U.S. pctl)43rd53rd
Outdoors & history
OverlandCharlack
Trails2 mi—
Conserved land2.5%—
National Register places1—
Archive photos12—
Famous people born here7—
Community
OverlandCharlack
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

OverlandCharlack
People
Population 15,695Highest 1,596Lowest
Growth since 20102010 → 2020 census -0.7%Highest MO: +2.8% -4.3%Lowest MO: +2.8%
Median age 34.7±4.7Highest 11% below MO 33.4±3.7Lowest 14% below MO
Overland and Charlack are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18 22.5%±3.9Highest MO: 22.3% 21.2%±3.3Lowest MO: 22.3%
Overland and Charlack are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 13%±2.4Highest MO: 17.9% 9.3%±1.5Lowest MO: 17.9%
Overland and Charlack are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+ 29.6%Highest MO: 32.4% 19.9%Lowest MO: 32.4%
Enrolled in collegeshare of residents 3.9%±1.4Highest MO: 5.7% 3.3%±1.8Lowest MO: 5.7%
Overland and Charlack are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $61,773±$5kHighest 13% below MO $54,792±$19kLowest 23% below MO
Overland and Charlack are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied $131,900±$9kHighest 43% below MO $119,000±$7kLowest 48% below MO
Overland and Charlack are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly $1,112±$76Highest 8% above MO $1,096±$51Lowest 6% above MO
Overland and Charlack are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly $1,992Lowest about the MO average $2,039Highest 5% above MO
Renters paying 30%+of income on rent 49.3%±10.4Highest MO: 45.6% 29.5%±15Lowest MO: 45.6%
Overland and Charlack are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 9.7%Lowest MO: 12.6% 17%Highest MO: 12.6%
Housing
Homeownersof occupied homes 62.7%Highest MO: 68.1% 58.3%Lowest MO: 68.1%
Typical home builtmedian year 1955Highest 23 yrs older than MO 1938Lowest 40 yrs older than MO
Getting to work
Average commuteone way 20 minLowest 14% below MO 23 minHighest about the MO average
Work from home 10.7%±2.5Lowest MO: 13% 20.5%±10.6Highest MO: 13%
Charlack and Overland are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents 3.7%Highest 0%Lowest
Typical commute distancemedian, straight-line 7.3 mi 7.3 mi
Jobs per working residentover 1.5 = a job hub 1.58Highest 0.51Lowest
Top workplaceoutside town St. Louis (15%)St. Louis (20%)
Between these townsresidents who work in the others Few work in Charlack3% work in Overland
Outdoors
Conserved landshare of the town 2.5%Highest 0.2%Lowest
Trailsmapped miles 1.7 miHighest 0.0 miLowest
Trail densitymiles per sq mi 0.4 miHighest 0.0 miLowest
Parks & preservesnamed on the map 8Highest 0Lowest
Street connectivityintersections per sq mi, a walkability measure 107Lowest 141Highest
Schools
Public school scoresrank in state, math + reading #212 of 226 in MO—
School district RITENOURRITENOUR
High school in town None in townNone in town
Missouri average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Overland neighborsTown Square →

Your question goes to Overland’s Town Square.

Charlack neighborsTown Square →

Your question goes to Charlack’s Town Square.

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Bordering Overland

Towns like Overland

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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