Compare towns

Otsego vs Exeter vs Springfield vs Middlefield

Cost, people, housing, commute and schools, side by side, each benchmarked against New York.

What stands out worked out from the figures below

Otsego has the most people working from home (19.9%).
Exeter has the most kids (22.7% under 18).
Springfield has grown the fastest since 2010 (-0.9%).
Middlefield has the highest household income ($118k).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureOtsegoExeterSpringfieldMiddlefield
People
Population
3,627Highest
913Lowest
952
1,797
Growth since 20102010 → 2020 census
-6.6%
NY: +4.2%
-14.4%Lowest
NY: +4.2%
-0.9%Highest
NY: +4.2%
-11%
NY: +4.2%
Median age
52.1±5.8Highest
31% above NY
51.7±12.6
30% above NY
39.6±9.9Lowest
about the NY average
43.8±6.1
10% above NY
Otsego and Exeter are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
12.1%±2.9Lowest
NY: 20.5%
22.7%±7.1Highest
NY: 20.5%
19.1%±4.5
NY: 20.5%
14.6%±3.7
NY: 20.5%
Exeter and Springfield are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
31.8%±5.1Highest
NY: 17.9%
26.9%±10.5
NY: 17.9%
25.9%±8.3
NY: 17.9%
25.2%±2.7Lowest
NY: 17.9%
Otsego and Exeter are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
53.8%Highest
NY: 40.2%
28.2%Lowest
NY: 40.2%
30.9%
NY: 40.2%
47.6%
NY: 40.2%
Enrolled in collegeshare of residents
6.2%±2.3
NY: 7%
1%±1.9Lowest
NY: 7%
3.4%±2.2
NY: 7%
9.3%±6.4Highest
NY: 7%
Middlefield and Otsego are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$72,891±$16k
15% below NY
$77,550±$19k
10% below NY
$62,965±$9kLowest
27% below NY
$118,333±$25kHighest
38% above NY
Middlefield and Exeter are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$352,600±$42kHighest
17% below NY
$243,000±$89k
43% below NY
$239,100±$107kLowest
44% below NY
$316,200±$43k
25% below NY
Otsego and Middlefield are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,205±$165Highest
26% below NY
$867±$44
47% below NY
$773±$129Lowest
52% below NY
$1,145±$104
29% below NY
Otsego and Middlefield are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$4,702Highest
29% below NY
$2,926Lowest
56% below NY
$3,000
54% below NY
$3,037
54% below NY
Renters paying 30%+of income on rent
30.6%±17.8Highest
NY: 52.1%
0%±100Lowest
NY: 52.1%
21.6%±56.2
NY: 52.1%
20.8%±19.7
NY: 52.1%
Otsego and Springfield are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
6.9%
NY: 14%
4.3%Lowest
NY: 14%
20.1%Highest
NY: 14%
6.8%
NY: 14%
Housing
Homeownersof occupied homes
70.4%Lowest
NY: 54.3%
97.7%Highest
NY: 54.3%
81%
NY: 54.3%
82.7%
NY: 54.3%
Typical home builtmedian year
1938Lowest
21 yrs older than NY
1977
18 yrs newer than NY
1959
same as NY
1979Highest
20 yrs newer than NY
Getting to work
Average commuteone way
26 min
21% below NY
29 min
12% below NY
30 minHighest
7% below NY
19 minLowest
40% below NY
Work from home
19.9%±9.2Highest
NY: 14.9%
14.4%±10.4
NY: 14.9%
13.3%±6.2
NY: 14.9%
8.4%±4.1Lowest
NY: 14.9%
Otsego and Exeter are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading #65 of 484 in NY — — —
School district COOPERSTOWN CENTRAL SCHOOL DISTRICT — — —
High school in town COOPERSTOWN JUNIOR/SENIOR HIGH SCHOOL — — —
Students per teacherat that high school
12.8
— — —
On TownTapestry
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NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.