Compare towns
Oneida vs Johnstown vs Waterloo
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Oneida has the oldest population (median age 47).
Johnstown has the youngest population (median age 44).
Waterloo has grown the fastest since 2010 (-3.5%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Oneida | Johnstown | Waterloo |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 10,171Highest |
8,111 |
7,324Lowest |
| Growth since 20102010 → 2020 census | -9.3%Lowest NY: +4.2% |
-6.2% NY: +4.2% |
-3.5%Highest NY: +4.2% |
| Median age | 47±2.4Highest 18% above NY |
44±4.8Lowest 11% above NY |
45.4±3.1 14% above NY |
| Oneida and Waterloo are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 19%±2.4 NY: 20.5% |
19.3%±3.4Highest NY: 20.5% |
17.8%±2.9Lowest NY: 20.5% |
| Johnstown and Oneida are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 21%±2.8Lowest NY: 17.9% |
21.5%±3.9 NY: 17.9% |
25.9%±3.7Highest NY: 17.9% |
| Waterloo and Johnstown are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 25.3%Highest NY: 40.2% |
21.7%Lowest NY: 40.2% |
21.8% NY: 40.2% |
| Enrolled in collegeshare of residents | 3.5%±1.2 NY: 7% |
3.4%±1.7Lowest NY: 7% |
7.2%±2.1Highest NY: 7% |
| Cost of living | |||
| Household incomemedian | $61,597±$6kLowest 28% below NY |
$63,763±$9kHighest 26% below NY |
$63,226±$11k 26% below NY |
| Johnstown and Waterloo are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $160,100±$9kHighest 62% below NY |
$157,800±$11k 63% below NY |
$117,500±$8kLowest 72% below NY |
| Oneida and Johnstown are within the Census margin of error here, so we can’t say which is really higher. | |||
| Rentmedian gross, monthly | $903±$77Lowest 44% below NY |
$914±$43 44% below NY |
$922±$39Highest 43% below NY |
| Waterloo and Johnstown are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $3,778Highest 43% below NY |
$3,613 45% below NY |
$3,396Lowest 48% below NY |
| Renters paying 30%+of income on rent | 48.2%±10.8Highest NY: 52.1% |
43.2%±12Lowest NY: 52.1% |
47.6%±11.9 NY: 52.1% |
| Oneida and Waterloo are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 14.3%Highest NY: 14% |
8.4%Lowest NY: 14% |
10.6% NY: 14% |
| Housing | |||
| Homeownersof occupied homes | 61.9% NY: 54.3% |
60.3%Lowest NY: 54.3% |
65.7%Highest NY: 54.3% |
| Typical home builtmedian year | 1946 13 yrs older than NY |
1941Lowest 18 yrs older than NY |
1956Highest 3 yrs older than NY |
| Getting to work | |||
| Average commuteone way | 19 min 41% below NY |
19 minLowest 42% below NY |
22 minHighest 33% below NY |
| Work from home | 8%±1.5 NY: 14.9% |
7.6%±3.2Lowest NY: 14.9% |
10.4%±5.5Highest NY: 14.9% |
| Waterloo and Oneida are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | #106 of 484 in NY | #403 of 484 in NY | #340 of 484 in NY |
| School district | ONEIDA CITY SCHOOL DISTRICT | JOHNSTOWN CITY SCHOOL DISTRICT | WATERLOO CENTRAL SCHOOL DISTRICT |
| High school in town | ONEIDA SENIOR HIGH SCHOOL | JOHNSTOWN HIGH SCHOOL | WATERLOO HIGH SCHOOL |
| Students per teacherat that high school | 11.4 |
11.8Highest |
9.0Lowest |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.