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Compare towns

O'Fallon vs St. Charles

11 miles apart. The biggest differences: household income (+29% in O'Fallon) and growth since 2010 (+8 pts in O'Fallon).

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O'Fallon, MOKnown for its schoolsMissouri · 93,801 people
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St. Charles, MOA colonial town, settled 1765Missouri · 71,508 people
Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

★ What stands out · Report cards

O'Fallon places higher on 11 of 22 MO lists

Our letter grades for safety, schools and health, then every Missouri ranking list both towns are on. A grade is one measure; read the page behind it.

Monthly cost

A typical home costs $210 more a month in O'Fallon

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

O'Fallon$2,340/mo
Typical home $380K (Zillow) · tax rate 1.11% · or rent about $1,443/mo · Housing →
St. Charles$2,130/mo
Typical home $348K (Zillow) · tax rate 1.05% · or rent about $1,251/mo · Housing →

The difference: $210 a month, about $2,600 a year, between O'Fallon and St. Charles.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
O'FallonSt. Charles
Snow a year14″9″
January low21°F22°F
July high88°F88°F
Growing season (days)199d203d
Hazard risk (U.S. pctl)70th70th
Outdoors & history
O'FallonSt. Charles
Conserved land2.9%4.8%
Settled18561765
National Register places318
Archive photos11—
Community
O'FallonSt. Charles
Library hours a week63 hrs64 hrs
Colleges in town—1
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

11 miles apart

And the people who already live in one and work in the other.

O'FallonSt. CharlesO'FallonSt. Charles
O'Fallon ↔ St. Charles11 miles apart
Who commutes between them
2,513 O'Fallon residents work in St. Charles (5.5% of its workers)
1,826 St. Charles residents work in O'Fallon (5.2% of its workers)
Work & commute in O'Fallon →
Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

O'FallonSt. Charles
People
Population 93,801Highest 71,508Lowest
Growth since 20102010 → 2020 census +15.1%Highest MO: +2.8% +7.1%Lowest MO: +2.8%
Median age 38.4±0.7Lowest about the MO average 38.6±0.8Highest about the MO average
St. Charles and O'Fallon are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18 24.2%±1.1Highest MO: 22.3% 17.7%±1.1Lowest MO: 22.3%
Age 65+ 14.5%±0.9Lowest MO: 17.9% 18.3%±1.1Highest MO: 17.9%
Bachelor’s degree+adults 25+ 43.3% MO: 32.4% 43.3% MO: 32.4%
Enrolled in collegeshare of residents 4.9%±0.6Lowest MO: 5.7% 9.1%±0.7Highest MO: 5.7%
Cost of living
Household incomemedian $110,443±$6kHighest 56% above MO $85,937±$4kLowest 22% above MO
Home valuemedian, owner-occupied $326,200±$8kHighest 42% above MO $298,700±$9kLowest 30% above MO
Rentmedian gross, monthly $1,443±$47Highest 40% above MO $1,251±$39Lowest 21% above MO
Property taxmedian, yearly $3,609Highest 85% above MO $3,126Lowest 60% above MO
Renters paying 30%+of income on rent 42%±6.5Highest MO: 45.6% 39%±4Lowest MO: 45.6%
O'Fallon and St. Charles are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 5.4%Lowest MO: 12.6% 7.3%Highest MO: 12.6%
Housing
Homeownersof occupied homes 81%Highest MO: 68.1% 68%Lowest MO: 68.1%
Typical home builtmedian year 2000Highest 22 yrs newer than MO 1986Lowest 8 yrs newer than MO
Getting to work
Average commuteone way 26 minHighest 9% above MO 22 minLowest 8% below MO
Work from home 18.1%±1.7Highest MO: 13% 18%±1.8Lowest MO: 13%
O'Fallon and St. Charles are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents 14.9%Highest 13.3%Lowest
Typical commute distancemedian, straight-line 14.8 miHighest 10.3 miLowest
Jobs per working residentover 1.5 = a job hub 0.84Lowest 0.99Highest
Top workplaceoutside town St. Peters (7%)St. Louis (9%)
Between these townsresidents who work in the others 6% work in St. Charles5% work in O'Fallon
Outdoors
Conserved landshare of the town 2.9%Lowest 4.8%Highest
Trailsmapped miles 16.4 miHighest 12.0 miLowest
Trail densitymiles per sq mi 0.5 mi 0.5 mi
Parks & preservesnamed on the map 16Lowest 19Highest
Street connectivityintersections per sq mi, a walkability measure 114Highest 106Lowest
Schools
Public school scoresrank in state, math + reading #26 of 226 in MO#59 of 226 in MO
School district FORT ZUMWALT SCHOOL DISTRICT · FRANCIS HOWELL R-IIIORCHARD FARM R-V · ST. CHARLES R-VI
High school in town Liberty High SchoolST. Charles High
Students per teacherat that high school 16.9Highest 10.6Lowest
Missouri average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

O'Fallon neighborsTown Square →

Your question goes to O'Fallon’s Town Square.

St. Charles neighborsTown Square →

Your question goes to St. Charles’s Town Square.

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Bordering O'Fallon

Towns like O'Fallon

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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