What stands out worked out from the figures below

Montgomery has the most expensive homes ($323k median).

Amsterdam has the most affordable homes ($138k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Montgomery	Amsterdam
People
Population	1,047Lowest	18,166Highest
Growth since 20102010 → 2020 census	-1.4%Highest U.S.: +7.4%	-2.2%Lowest U.S.: +7.4%
Median age	51.5±11.3Highest 32% above U.S.	39.5±1.2Lowest about the U.S. average
	Montgomery and Amsterdam are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	15.5%±4.4Lowest U.S.: 22%	23%±2.3Highest U.S.: 22%
Age 65+	33.9%±8.2Highest U.S.: 17.2%	19.5%±2.1Lowest U.S.: 17.2%
Bachelor’s degree+adults 25+	52.8%Highest U.S.: 35.7%	22.5%Lowest U.S.: 35.7%
Enrolled in collegeshare of residents	2.8%±3.2Lowest U.S.: 6.4%	4%±1Highest U.S.: 6.4%
	Amsterdam and Montgomery are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$53,289±$24kLowest 34% below U.S.	$56,178±$8kHighest 30% below U.S.
	Amsterdam and Montgomery are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$323,200±$45kHighest about the U.S. average	$137,900±$11kLowest 59% below U.S.
Rentmedian gross, monthly	$868±$209Lowest 39% below U.S.	$1,006±$45Highest 29% below U.S.
	Amsterdam and Montgomery are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$4,326Lowest 39% above U.S.	$4,369Highest 40% above U.S.
Renters paying 30%+of income on rent	76.6%±68Highest U.S.: 51.1%	45.4%±6.8Lowest U.S.: 51.1%
	Montgomery and Amsterdam are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	15.6%Lowest U.S.: 12.5%	20.2%Highest U.S.: 12.5%
Housing
Homeownersof occupied homes	80.7%Highest U.S.: 65.2%	53%Lowest U.S.: 65.2%
Typical home builtmedian year	1980Highest same as U.S.	1938Lowest 42 yrs older than U.S.
Getting to work
Average commuteone way	37 minHighest 41% above U.S.	21 minLowest 22% below U.S.
Work from home	16%±5.9Highest U.S.: 15.1%	10.5%±3.2Lowest U.S.: 15.1%
	Montgomery and Amsterdam are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	—	#474 of 484 in NY
School district	Northern Mountain Valley Unified Union School District #85	AMSTERDAM CITY SCHOOL DISTRICT
High school in town	None in town	None in town
On TownTapestry
Old photos in History	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.