A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Melfa$1,370/mo

Typical home $242K (Zillow) · tax rate 0.48% · or rent about $841/mo · Housing →

White Stone$3,120/mo

Typical home $557K (Zillow) · tax rate 0.43% · or rent about $968/mo · Housing →

The difference: $1,750 a month, about $21,000 a year, between White Stone and Melfa.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

MelfaWhite Stone

Snow a year7″9″

January low30°F 29°F

July high88°F 85°F

Growing season (days)216d 223d

Hazard risk (U.S. pctl)71st 65th

Outdoors & history

MelfaWhite Stone

Archive photos10 12

Famous people born here1 —

Community

MelfaWhite Stone

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

36 miles apart

Straight-line miles between town centers.

MelfaVA White StoneVA

Melfa ↔ White Stone36 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Virginia average

MelfaWhite Stone

People

Population 468Highest 449Lowest

Median age 29.8±13.8Lowest 24% below VA 33.3±11.5Highest 15% below VA

White Stone and Melfa are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 39.3%±11.2Highest VA: 21.7% 14.3%±9.5Lowest VA: 21.7%

Age 65+ 14.3%±8.9Lowest VA: 16.7% 18.5%±1.2Highest VA: 16.7%

White Stone and Melfa are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 28%Highest VA: 42.2% 11.1%Lowest VA: 42.2%

Enrolled in collegeshare of residents 1.3%±3.3Highest VA: 6.9% 1.1%±1.9Lowest VA: 6.9%

Melfa and White Stone are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $28,958±$12kLowest 69% below VA $58,036±$20kHighest 38% below VA

White Stone and Melfa are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $174,300±$40kLowest 55% below VA $193,200±$19kHighest 50% below VA

White Stone and Melfa are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $841±$95Lowest 47% below VA $968±$42Highest 39% below VA

White Stone and Melfa are within the Census margin of error here, so we can’t say which is really higher.

Property taxmedian, yearly $841Highest 70% below VA $828Lowest 70% below VA

Renters paying 30%+of income on rent 66.3%±39.4Highest VA: 48.5% 21.1%±12.2Lowest VA: 48.5%

Melfa and White Stone are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 24.6%Highest VA: 9.9% 3.3%Lowest VA: 9.9%

Housing

Homeownersof occupied homes 56.7%Highest VA: 67.3% 55.1%Lowest VA: 67.3%

Typical home builtmedian year 1971Highest 13 yrs older than VA 1970Lowest 14 yrs older than VA

Getting to work

Average commuteone way 27 minHighest about the VA average 25 minLowest 10% below VA

Work from home 9%±8Lowest VA: 18.3% 16.4%±20.3Highest VA: 18.3%

White Stone and Melfa are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 0%Lowest 6%Highest

Typical commute distancemedian, straight-line 25.3 miLowest 36.3 miHighest

Jobs per working residentover 1.5 = a job hub 0.26Lowest 1.14Highest

Top workplaceoutside town Accomac (8%)Kilmarnock (8%)

Between these townsresidents who work in the others Few work in White StoneFew work in Melfa

Outdoors

Conserved landshare of the town 0%Lowest 0.3%Highest

Trailsmapped miles 0.0 mi 0.0 mi

Trail densitymiles per sq mi 0.0 mi 0.0 mi

Parks & preservesnamed on the map 0 0

Street connectivityintersections per sq mi, a walkability measure 131Highest 28.7Lowest

Virginia average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Melfa neighborsTown Square →

Your question goes to Melfa’s Town Square.

White Stone neighborsTown Square →

Your question goes to White Stone’s Town Square.

Add a town

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One tap adds it. Up to 4 towns at once.

Towns like Melfa

+ Compare

Belle Haven836 people · $183K homes

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Dungannon316 people · $79K homes

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Onley678 people · $323K homes

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Bloxom571 people · $133K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Melfa vs White Stone

Two towns, two different strengths

Where they differ most

A typical home costs $1,750 more a month in White Stone

What daily life feels like in each

36 miles apart

What matters to you?

Ask the people who live there

Set another town beside Melfa and White Stone

Towns like Melfa

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