What stands out worked out from the figures below

Ludlow has grown the fastest since 2010 (+10.6%).

Waterbury has the highest household income ($104k).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Ludlow	Waterbury
People
Population	1,990Lowest	5,405Highest
Growth since 20102010 → 2020 census	+10.6%Highest VT: +2.8%	+5.3%Lowest VT: +2.8%
Median age	52.2±6.2Highest 21% above VT	43.2±3.7Lowest about the VT average
	Ludlow and Waterbury are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	14.1%±6Lowest VT: 17.9%	21.9%±4.9Highest VT: 17.9%
	Waterbury and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	31.1%±2Highest VT: 21.4%	19.8%±4.4Lowest VT: 21.4%
Bachelor’s degree+adults 25+	45.1%Lowest VT: 43.8%	54.2%Highest VT: 43.8%
Enrolled in collegeshare of residents	5.8%±6.4Highest VT: 7%	3.4%±2.8Lowest VT: 7%
	Ludlow and Waterbury are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$54,885±$14kLowest 32% below VT	$103,917±$23kHighest 28% above VT
Home valuemedian, owner-occupied	$370,200±$46kLowest 17% above VT	$447,200±$40kHighest 41% above VT
	Waterbury and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly	$1,112±$151Highest 10% below VT	$1,027±$535Lowest 17% below VT
	Ludlow and Waterbury are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$4,890Lowest about the VT average	$6,435Highest 28% above VT
Renters paying 30%+of income on rent	45.2%±25.2Lowest VT: 48.4%	46.8%±21.7Highest VT: 48.4%
	Waterbury and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	5.6%Lowest VT: 10.1%	7.9%Highest VT: 10.1%
Housing
Homeownersof occupied homes	71.9%Highest VT: 73.2%	70.6%Lowest VT: 73.2%
Typical home builtmedian year	1982Lowest 6 yrs newer than VT	1983Highest 7 yrs newer than VT
Getting to work
Average commuteone way	20 minLowest 14% below VT	30 minHighest 28% above VT
Work from home	21.3%±5.2Lowest VT: 16.9%	28.3%±6.8Highest VT: 16.9%
	Waterbury and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	—	#20 of 70 in VT
School district	Ludlow Mt. Holly Unified Union School District #83	Harwood Unified Union School District #60
High school in town	None in town	None in town
On TownTapestry
Old photos in Our Story	None yet	None yet

VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.