What stands out worked out from the figures below

Ludlow has grown the fastest since 2010 (+10.6%).

Olean has the most affordable homes ($159k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Ludlow	Olean
People
Population	1,990Highest	1,664Lowest
Growth since 20102010 → 2020 census	+10.6%Highest U.S.: +7.4%	-4.2%Lowest U.S.: +7.4%
Median age	52.2±6.2Lowest 34% above U.S.	53.8±5.5Highest 38% above U.S.
	Olean and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	14.1%±6Lowest U.S.: 22%	15.6%±4.5Highest U.S.: 22%
	Olean and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	31.1%±2Highest U.S.: 17.2%	25.2%±5.1Lowest U.S.: 17.2%
	Ludlow and Olean are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	45.1%Highest U.S.: 35.7%	23.3%Lowest U.S.: 35.7%
Enrolled in collegeshare of residents	5.8%±6.4Highest U.S.: 6.4%	2.5%±1.5Lowest U.S.: 6.4%
	Ludlow and Olean are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$54,885±$14kLowest 32% below U.S.	$74,583±$20kHighest 8% below U.S.
	Olean and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$370,200±$46kHighest 11% above U.S.	$158,600±$17kLowest 52% below U.S.
Rentmedian gross, monthly	$1,112±$151Highest 21% below U.S.	$666±$334Lowest 53% below U.S.
	Ludlow and Olean are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$4,890Highest 57% above U.S.	$4,027Lowest 29% above U.S.
Renters paying 30%+of income on rent	45.2%±25.2Lowest U.S.: 51.1%	57.1%±25.5Highest U.S.: 51.1%
	Olean and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	5.6%Lowest U.S.: 12.5%	16.3%Highest U.S.: 12.5%
Housing
Homeownersof occupied homes	71.9%Lowest U.S.: 65.2%	77.9%Highest U.S.: 65.2%
Typical home builtmedian year	1982Highest 2 yrs newer than U.S.	1962Lowest 18 yrs older than U.S.
Getting to work
Average commuteone way	20 minHighest 24% below U.S.	19 minLowest 30% below U.S.
Work from home	21.3%±5.2Highest U.S.: 15.1%	5.8%±4.7Lowest U.S.: 15.1%
Schools
Public school scoresrank in state, math + reading	—	#337 of 484 in NY
School district	Ludlow Mt. Holly Unified Union School District #83	—
High school in town	None in town	—
On TownTapestry
Old photos in History	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.