What stands out worked out from the figures below

Ludlow has grown the fastest since 2010 (+10.6%).

Chelsea has the most kids (21.9% under 18).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Ludlow	Chelsea
People
Population	1,990Highest	1,223Lowest
Growth since 20102010 → 2020 census	+10.6%Highest VT: +2.8%	-0.4%Lowest VT: +2.8%
Median age	52.2±6.2Lowest 21% above VT	54.1±12.1Highest 26% above VT
	Chelsea and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	14.1%±6Lowest VT: 17.9%	21.9%±5.2Highest VT: 17.9%
	Chelsea and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	31.1%±2Highest VT: 21.4%	29.4%±3.5Lowest VT: 21.4%
	Ludlow and Chelsea are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	45.1%Highest VT: 43.8%	29.6%Lowest VT: 43.8%
Enrolled in collegeshare of residents	5.8%±6.4Highest VT: 7%	4.8%±2.4Lowest VT: 7%
	Ludlow and Chelsea are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$54,885±$14kLowest 32% below VT	$65,913±$13kHighest 19% below VT
	Chelsea and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$370,200±$46kHighest 17% above VT	$260,900±$39kLowest 18% below VT
Rentmedian gross, monthly	$1,112±$151Lowest 10% below VT	$1,524±$467Highest 24% above VT
	Chelsea and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$4,890Highest about the VT average	$3,762Lowest 25% below VT
Renters paying 30%+of income on rent	45.2%±25.2Lowest VT: 48.4%	66.3%±33.2Highest VT: 48.4%
	Chelsea and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	5.6%Lowest VT: 10.1%	14.3%Highest VT: 10.1%
Housing
Homeownersof occupied homes	71.9%Lowest VT: 73.2%	81.2%Highest VT: 73.2%
Typical home builtmedian year	1982Highest 6 yrs newer than VT	1967Lowest 9 yrs older than VT
Getting to work
Average commuteone way	20 minLowest 14% below VT	30 minHighest 28% above VT
Work from home	21.3%±5.2Highest VT: 16.9%	12.6%±7.8Lowest VT: 16.9%
	Ludlow and Chelsea are within the Census margin of error here, so we can’t say which is really higher.
Schools
School district	Ludlow Mt. Holly Unified Union School District #83	First Branch Unified School District #82
High school in town	None in town	None in town
On TownTapestry
Old photos in Our Story	None yet	None yet

VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.