What stands out worked out from the figures below

Ludlow has grown the fastest since 2010 (+10.6%).

Charlotte has the highest household income ($144k).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Ludlow	Charlotte
People
Population	1,990Lowest	3,916Highest
Growth since 20102010 → 2020 census	+10.6%Highest VT: +2.8%	+4.2%Lowest VT: +2.8%
Median age	52.2±6.2 21% above VT	52.2±5 21% above VT
Kids under 18	14.1%±6Lowest VT: 17.9%	19.6%±4.5Highest VT: 17.9%
	Charlotte and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	31.1%±2Highest VT: 21.4%	22.3%±5.2Lowest VT: 21.4%
Bachelor’s degree+adults 25+	45.1%Lowest VT: 43.8%	66.2%Highest VT: 43.8%
Enrolled in collegeshare of residents	5.8%±6.4Highest VT: 7%	1.4%±1.2Lowest VT: 7%
	Ludlow and Charlotte are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$54,885±$14kLowest 32% below VT	$144,375±$27kHighest 78% above VT
Home valuemedian, owner-occupied	$370,200±$46kLowest 17% above VT	$695,300±$53kHighest 120% above VT
Rentmedian gross, monthly	$1,112±$151Lowest 10% below VT	$1,738±$803Highest 41% above VT
	Charlotte and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$4,890Lowest about the VT average	$9,221Highest 83% above VT
Renters paying 30%+of income on rent	45.2%±25.2Lowest VT: 48.4%	56.1%±28.6Highest VT: 48.4%
	Charlotte and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	5.6%Highest VT: 10.1%	3.7%Lowest VT: 10.1%
Housing
Homeownersof occupied homes	71.9%Lowest VT: 73.2%	95.5%Highest VT: 73.2%
Typical home builtmedian year	1982 6 yrs newer than VT	1982 6 yrs newer than VT
Getting to work
Average commuteone way	20 minLowest 14% below VT	25 minHighest 7% above VT
Work from home	21.3%±5.2Lowest VT: 16.9%	29.8%±8.6Highest VT: 16.9%
	Charlotte and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	—	#3 of 70 in VT
School district	Ludlow Mt. Holly Unified Union School District #83	Champlain Valley Unified Union School District #56
High school in town	None in town	None in town
On TownTapestry
Old photos in History	None yet	None yet

VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.