What stands out worked out from the figures below

Ludlow has the most renters (48.6% rent).

Worcester has the most homeowners (85.9%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Ludlow	Worcester
People
Population	808Lowest	831Highest
Growth since 20102010 → 2020 census	-4.7%Lowest VT: +2.8%	-3.4%Highest VT: +2.8%
Median age	48.7±5.6Highest 13% above VT	47±2.7Lowest 9% above VT
	Ludlow and Worcester are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	13.1%±3.7Highest VT: 17.9%	12.8%±3.9Lowest VT: 17.9%
	Ludlow and Worcester are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	30.4%±0.5Highest VT: 21.4%	19.5%±2.5Lowest VT: 21.4%
Bachelor’s degree+adults 25+	39.3%Lowest VT: 43.8%	53%Highest VT: 43.8%
Enrolled in collegeshare of residents	2.6%±1.6Lowest VT: 7%	6.9%±4.7Highest VT: 7%
	Worcester and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$56,667±$19kLowest 30% below VT	$73,833±$18kHighest 9% below VT
	Worcester and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$304,000±$32kHighest 4% below VT	$271,100±$27kLowest 14% below VT
	Ludlow and Worcester are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly	$1,018±$91Lowest 18% below VT	$1,023±$136Highest 17% below VT
	Worcester and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$4,237Lowest 16% below VT	$4,421Highest 12% below VT
Renters paying 30%+of income on rent	33%±13.8Highest VT: 48.4%	25.5%±37Lowest VT: 48.4%
	Ludlow and Worcester are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	8.7%Highest VT: 10.1%	5.9%Lowest VT: 10.1%
Housing
Homeownersof occupied homes	51.4%Lowest VT: 73.2%	85.9%Highest VT: 73.2%
Typical home builtmedian year	1938Lowest 38 yrs older than VT	1976Highest same as VT
Getting to work
Average commuteone way	21 minLowest 10% below VT	29 minHighest 22% above VT
Work from home	17.3%±6.4Lowest VT: 16.9%	23.6%±4.8Highest VT: 16.9%
	Worcester and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Schools
School district	—	Washington Central Unified Union School District #92
High school in town	—	None in town
On TownTapestry
Old photos in History	None yet	None yet

VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.