What stands out worked out from the figures below

Ludlow has the shortest commute (21 min average).

Montgomery has grown the fastest since 2010 (-1.4%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Ludlow	Montgomery
People
Population	808Lowest	1,047Highest
Growth since 20102010 → 2020 census	-4.7%Lowest VT: +2.8%	-1.4%Highest VT: +2.8%
Median age	48.7±5.6Lowest 13% above VT	51.5±11.3Highest 19% above VT
	Montgomery and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	13.1%±3.7Lowest VT: 17.9%	15.5%±4.4Highest VT: 17.9%
	Montgomery and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	30.4%±0.5Lowest VT: 21.4%	33.9%±8.2Highest VT: 21.4%
	Montgomery and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	39.3%Lowest VT: 43.8%	52.8%Highest VT: 43.8%
Enrolled in collegeshare of residents	2.6%±1.6Lowest VT: 7%	2.8%±3.2Highest VT: 7%
	Montgomery and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$56,667±$19kHighest 30% below VT	$53,289±$24kLowest 34% below VT
	Ludlow and Montgomery are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$304,000±$32kLowest 4% below VT	$323,200±$45kHighest about the VT average
	Montgomery and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly	$1,018±$91Highest 18% below VT	$868±$209Lowest 30% below VT
	Ludlow and Montgomery are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$4,237Lowest 16% below VT	$4,326Highest 14% below VT
Renters paying 30%+of income on rent	33%±13.8Lowest VT: 48.4%	76.6%±68Highest VT: 48.4%
	Montgomery and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	8.7%Lowest VT: 10.1%	15.6%Highest VT: 10.1%
Housing
Homeownersof occupied homes	51.4%Lowest VT: 73.2%	80.7%Highest VT: 73.2%
Typical home builtmedian year	1938Lowest 38 yrs older than VT	1980Highest 4 yrs newer than VT
Getting to work
Average commuteone way	21 minLowest 10% below VT	37 minHighest 58% above VT
Work from home	17.3%±6.4Highest VT: 16.9%	16%±5.9Lowest VT: 16.9%
	Ludlow and Montgomery are within the Census margin of error here, so we can’t say which is really higher.
Schools
School district	—	Northern Mountain Valley Unified Union School District #85
High school in town	—	None in town
On TownTapestry
Old photos in History	None yet	None yet

VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.