What stands out worked out from the figures below

Ludlow has the most homeowners (90.4%).

Windsor has the most renters (48.4% rent).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Ludlow	Windsor
People
Population	444Lowest	2,060Highest
Growth since 20102010 → 2020 census	—	+3.5% U.S.: +7.4%
Median age	46.1±5.8Highest 19% above U.S.	44.6±12.3Lowest 15% above U.S.
	Ludlow and Windsor are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	22.7%±5.9Highest U.S.: 22%	21.1%±8.8Lowest U.S.: 22%
	Ludlow and Windsor are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	12.4%±3.6Lowest U.S.: 17.2%	29.2%±8Highest U.S.: 17.2%
Bachelor’s degree+adults 25+	16.2%Lowest U.S.: 35.7%	40%Highest U.S.: 35.7%
Enrolled in collegeshare of residents	2.7%±3.1Highest U.S.: 6.4%	1.2%±1.4Lowest U.S.: 6.4%
	Ludlow and Windsor are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$62,500±$21kHighest 23% below U.S.	$51,197±$4kLowest 37% below U.S.
	Ludlow and Windsor are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$133,900±$56kLowest 60% below U.S.	$170,300±$22kHighest 49% below U.S.
	Windsor and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly	$988±$111Lowest 30% below U.S.	$1,002±$107Highest 29% below U.S.
	Windsor and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$1,655Lowest 47% below U.S.	$4,878Highest 56% above U.S.
Renters paying 30%+of income on rent	45.5%±94.3Highest U.S.: 51.1%	31.4%±20Lowest U.S.: 51.1%
	Ludlow and Windsor are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	15.3%Highest U.S.: 12.5%	7.8%Lowest U.S.: 12.5%
Housing
Homeownersof occupied homes	90.4%Highest U.S.: 65.2%	51.6%Lowest U.S.: 65.2%
Typical home builtmedian year	1992Highest 12 yrs newer than U.S.	1938Lowest 42 yrs older than U.S.
Getting to work
Average commuteone way	21 minLowest 21% below U.S.	22 minHighest 16% below U.S.
Work from home	9.8%±8Highest U.S.: 15.1%	6.6%±4.7Lowest U.S.: 15.1%
	Ludlow and Windsor are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	—	#61 of 70 in VT
On TownTapestry
Old photos in History	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.