Compare towns
Ludlow vs Windsor vs Oxford
Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..
What stands out worked out from the figures below
Ludlow has the shortest commute (20 min average).
Windsor has the most affordable homes ($305k median).
Oxford has the most expensive homes ($375k median).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Ludlow | Windsor | Oxford |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 20,904 |
29,468Highest |
13,385Lowest |
| Growth since 20102010 → 2020 census | -0.5%Highest U.S.: +7.4% |
— | -2.6%Lowest U.S.: +7.4% |
| Median age | 44.3±1.8Highest 14% above U.S. |
43.7±1.9 12% above U.S. |
42±2.8Lowest 8% above U.S. |
| Ludlow and Windsor are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 16.4%±2.4Lowest U.S.: 22% |
19.2%±2.1 U.S.: 22% |
21.3%±3.8Highest U.S.: 22% |
| Oxford and Windsor are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 21.8%±2.5Highest U.S.: 17.2% |
20%±2 U.S.: 17.2% |
16.6%±2.7Lowest U.S.: 17.2% |
| Ludlow and Windsor are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 27%Lowest U.S.: 35.7% |
43.2%Highest U.S.: 35.7% |
29.6% U.S.: 35.7% |
| Enrolled in collegeshare of residents | 5.2%±1.7Lowest U.S.: 6.4% |
5.9%±1.3 U.S.: 6.4% |
6.7%±2.1Highest U.S.: 6.4% |
| Oxford and Windsor are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $84,838±$7kLowest 5% above U.S. |
$104,725±$8kHighest 30% above U.S. |
$103,862±$10k 29% above U.S. |
| Windsor and Oxford are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $335,300±$10k about the U.S. average |
$305,200±$11kLowest 8% below U.S. |
$374,900±$18kHighest 13% above U.S. |
| Rentmedian gross, monthly | $1,223±$82 13% below U.S. |
$1,681±$62Highest 19% above U.S. |
$1,177±$142Lowest 17% below U.S. |
| Property taxmedian, yearly | $4,918 58% above U.S. |
$5,351Highest 72% above U.S. |
$4,622Lowest 48% above U.S. |
| Renters paying 30%+of income on rent | 50.7%±9.5 U.S.: 51.1% |
44.9%±10.9Lowest U.S.: 51.1% |
57.8%±15.9Highest U.S.: 51.1% |
| Oxford and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 6.8% U.S.: 12.5% |
6.7%Lowest U.S.: 12.5% |
7.7%Highest U.S.: 12.5% |
| Housing | |||
| Homeownersof occupied homes | 77.5%Lowest U.S.: 65.2% |
82.4% U.S.: 65.2% |
82.8%Highest U.S.: 65.2% |
| Typical home builtmedian year | 1964Lowest 16 yrs older than U.S. |
1970 10 yrs older than U.S. |
1972Highest 8 yrs older than U.S. |
| Getting to work | |||
| Average commuteone way | 20 minLowest 24% below U.S. |
21 min 19% below U.S. |
28 minHighest 7% above U.S. |
| Work from home | 14%±3.4Lowest U.S.: 15.1% |
16.1%±3.2 U.S.: 15.1% |
16.4%±4.3Highest U.S.: 15.1% |
| Oxford and Windsor are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | #154 of 282 in MA | #117 of 149 in CT | #245 of 282 in MA |
| School district | Ludlow | Capitol Region Education Council · Windsor School District | Oxford |
| High school in town | Ludlow Senior High | Windsor High School | Oxford High |
| Students per teacherat that high school | 11.1Highest |
10.2Lowest |
10.3 |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.