Compare towns
Ludlow vs Westminster vs Chicopee
Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.
What stands out worked out from the figures below
Ludlow has the most people working from home (14%).
Westminster has grown the fastest since 2010 (+12.9%).
Chicopee has the most renters (44.3% rent).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Ludlow | Westminster | Chicopee |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 20,904 |
8,374Lowest |
55,295Highest |
| Growth since 20102010 → 2020 census | -0.5%Lowest MA: +7.4% |
+12.9%Highest MA: +7.4% |
+0.5% MA: +7.4% |
| Median age | 44.3±1.8 11% above MA |
48.3±4.6Highest 21% above MA |
41.9±1.4Lowest 5% above MA |
| Westminster and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 16.4%±2.4Lowest MA: 19.4% |
21.3%±4.4Highest MA: 19.4% |
19.2%±1.7 MA: 19.4% |
| Westminster and Chicopee are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 21.8%±2.5 MA: 17.9% |
26%±5.7Highest MA: 17.9% |
19.5%±1.4Lowest MA: 17.9% |
| Westminster and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 27% MA: 47.3% |
45.9%Highest MA: 47.3% |
22.9%Lowest MA: 47.3% |
| Enrolled in collegeshare of residents | 5.2%±1.7Highest MA: 7.9% |
1.8%±1.2Lowest MA: 7.9% |
3.7%±0.6 MA: 7.9% |
| Ludlow and Chicopee are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $84,838±$7k 18% below MA |
$106,331±$22kHighest about the MA average |
$62,615±$6kLowest 40% below MA |
| Westminster and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $335,300±$10k 40% below MA |
$422,000±$36kHighest 25% below MA |
$274,500±$8kLowest 51% below MA |
| Rentmedian gross, monthly | $1,223±$82 31% below MA |
$1,843±$268Highest 5% above MA |
$1,157±$50Lowest 34% below MA |
| Property taxmedian, yearly | $4,918 18% below MA |
$4,973Highest 17% below MA |
$3,847Lowest 36% below MA |
| Renters paying 30%+of income on rent | 50.7%±9.5Lowest MA: 51.8% |
60%±27.3Highest MA: 51.8% |
52%±5.6 MA: 51.8% |
| Westminster and Chicopee are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 6.8% MA: 10% |
2.3%Lowest MA: 10% |
17.3%Highest MA: 10% |
| Housing | |||
| Homeownersof occupied homes | 77.5% MA: 62.5% |
87.6%Highest MA: 62.5% |
55.7%Lowest MA: 62.5% |
| Typical home builtmedian year | 1964 same as MA |
1977Highest 13 yrs newer than MA |
1958Lowest 6 yrs older than MA |
| Getting to work | |||
| Average commuteone way | 20 minLowest 31% below MA |
27 minHighest 7% below MA |
21 min 27% below MA |
| Work from home | 14%±3.4Highest MA: 18.6% |
12.5%±4.2 MA: 18.6% |
8%±1.8Lowest MA: 18.6% |
| Ludlow and Westminster are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | #154 of 282 in MA | #112 of 282 in MA | #247 of 282 in MA |
| School district | Ludlow | Ashburnham-Westminster | Chicopee |
| High school in town | Ludlow Senior High | Oakmont Regional High School | Chicopee Comprehensive High School |
| Students per teacherat that high school | 11.1Lowest |
13.6Highest |
11.2 |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.