Compare towns
Ludlow vs Warwick vs Oxford
Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.
What stands out worked out from the figures below
Ludlow has the shortest commute (20 min average).
Warwick has grown the fastest since 2010 (0%).
Oxford has the most kids (21.3% under 18).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Ludlow | Warwick | Oxford |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 20,904Highest |
776Lowest |
13,385 |
| Growth since 20102010 → 2020 census | -0.5% MA: +7.4% |
0%Highest MA: +7.4% |
-2.6%Lowest MA: +7.4% |
| Median age | 44.3±1.8 11% above MA |
51.4±7.3Highest 29% above MA |
42±2.8Lowest 5% above MA |
| Warwick and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 16.4%±2.4 MA: 19.4% |
9.9%±3.4Lowest MA: 19.4% |
21.3%±3.8Highest MA: 19.4% |
| Oxford and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 21.8%±2.5 MA: 17.9% |
23.2%±3.3Highest MA: 17.9% |
16.6%±2.7Lowest MA: 17.9% |
| Warwick and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 27%Lowest MA: 47.3% |
40.5%Highest MA: 47.3% |
29.6% MA: 47.3% |
| Enrolled in collegeshare of residents | 5.2%±1.7 MA: 7.9% |
2.4%±2.1Lowest MA: 7.9% |
6.7%±2.1Highest MA: 7.9% |
| Oxford and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $84,838±$7kLowest 18% below MA |
$93,333±$22k 10% below MA |
$103,862±$10kHighest about the MA average |
| Oxford and Warwick are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $335,300±$10kLowest 40% below MA |
$349,400±$34k 38% below MA |
$374,900±$18kHighest 33% below MA |
| Oxford and Warwick are within the Census margin of error here, so we can’t say which is really higher. | |||
| Rentmedian gross, monthly | $1,223±$82 31% below MA |
$1,367±$163Highest 22% below MA |
$1,177±$142Lowest 33% below MA |
| Warwick and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $4,918Highest 18% below MA |
$4,380Lowest 27% below MA |
$4,622 23% below MA |
| Renters paying 30%+of income on rent | 50.7%±9.5 MA: 51.8% |
33.3%±57.3Lowest MA: 51.8% |
57.8%±15.9Highest MA: 51.8% |
| Oxford and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 6.8% MA: 10% |
5%Lowest MA: 10% |
7.7%Highest MA: 10% |
| Housing | |||
| Homeownersof occupied homes | 77.5%Lowest MA: 62.5% |
89%Highest MA: 62.5% |
82.8% MA: 62.5% |
| Typical home builtmedian year | 1964Lowest same as MA |
1974Highest 10 yrs newer than MA |
1972 8 yrs newer than MA |
| Getting to work | |||
| Average commuteone way | 20 minLowest 31% below MA |
40 minHighest 37% above MA |
28 min about the MA average |
| Work from home | 14%±3.4Lowest MA: 18.6% |
22.4%±6.9Highest MA: 18.6% |
16.4%±4.3 MA: 18.6% |
| Warwick and Oxford are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | #154 of 282 in MA | — | #245 of 282 in MA |
| School district | Ludlow | Warwick | Oxford |
| High school in town | Ludlow Senior High | None in town | Oxford High |
| Students per teacherat that high school | 11.1Highest |
— | 10.3Lowest |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.