Compare towns

Ludlow vs Warwick vs Chicopee

Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.

What stands out worked out from the figures below

Ludlow has the shortest commute (20 min average).
Warwick has the most people working from home (22.4%).
Chicopee has grown the fastest since 2010 (+0.5%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureLudlowWarwickChicopee
People
Population
20,904
776Lowest
55,295Highest
Growth since 20102010 → 2020 census
-0.5%Lowest
MA: +7.4%
0%
MA: +7.4%
+0.5%Highest
MA: +7.4%
Median age
44.3±1.8
11% above MA
51.4±7.3Highest
29% above MA
41.9±1.4Lowest
5% above MA
Warwick and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
16.4%±2.4
MA: 19.4%
9.9%±3.4Lowest
MA: 19.4%
19.2%±1.7Highest
MA: 19.4%
Chicopee and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
21.8%±2.5
MA: 17.9%
23.2%±3.3Highest
MA: 17.9%
19.5%±1.4Lowest
MA: 17.9%
Warwick and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
27%
MA: 47.3%
40.5%Highest
MA: 47.3%
22.9%Lowest
MA: 47.3%
Enrolled in collegeshare of residents
5.2%±1.7Highest
MA: 7.9%
2.4%±2.1Lowest
MA: 7.9%
3.7%±0.6
MA: 7.9%
Ludlow and Chicopee are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$84,838±$7k
18% below MA
$93,333±$22kHighest
10% below MA
$62,615±$6kLowest
40% below MA
Warwick and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$335,300±$10k
40% below MA
$349,400±$34kHighest
38% below MA
$274,500±$8kLowest
51% below MA
Warwick and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,223±$82
31% below MA
$1,367±$163Highest
22% below MA
$1,157±$50Lowest
34% below MA
Warwick and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$4,918Highest
18% below MA
$4,380
27% below MA
$3,847Lowest
36% below MA
Renters paying 30%+of income on rent
50.7%±9.5
MA: 51.8%
33.3%±57.3Lowest
MA: 51.8%
52%±5.6Highest
MA: 51.8%
Chicopee and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
6.8%
MA: 10%
5%Lowest
MA: 10%
17.3%Highest
MA: 10%
Housing
Homeownersof occupied homes
77.5%
MA: 62.5%
89%Highest
MA: 62.5%
55.7%Lowest
MA: 62.5%
Typical home builtmedian year
1964
same as MA
1974Highest
10 yrs newer than MA
1958Lowest
6 yrs older than MA
Getting to work
Average commuteone way
20 minLowest
31% below MA
40 minHighest
37% above MA
21 min
27% below MA
Work from home
14%±3.4
MA: 18.6%
22.4%±6.9Highest
MA: 18.6%
8%±1.8Lowest
MA: 18.6%
Warwick and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading #154 of 282 in MA — #247 of 282 in MA
School district Ludlow Warwick Chicopee
High school in town Ludlow Senior High None in town Chicopee Comprehensive High School
Students per teacherat that high school
11.1Lowest
—
11.2Highest
On TownTapestry
Old photos in History None yet None yet None yet

MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.