Compare towns
Ludlow vs Upton vs Springfield vs Belchertown
Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.
What stands out worked out from the figures below
Ludlow has the shortest commute (20 min average).
Upton has the most people working from home (22.8%).
Springfield has the most renters (50.4% rent).
Belchertown has the most homeowners (87.1%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Ludlow | Upton | Springfield | Belchertown |
|---|---|---|---|---|
| Your priorities | ||||
| People | ||||
| Population | 20,904 |
8,189Lowest |
154,749Highest |
15,393 |
| Growth since 20102010 → 2020 census | -0.5%Lowest MA: +7.4% |
+6.1%Highest MA: +7.4% |
+1.9% MA: +7.4% |
+4.8% MA: +7.4% |
| Median age | 44.3±1.8 11% above MA |
46.4±4.8Highest 16% above MA |
33.7±0.5Lowest 16% below MA |
43.9±1.6 10% above MA |
| Upton and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Kids under 18 | 16.4%±2.4Lowest MA: 19.4% |
23.2%±4.5 MA: 19.4% |
24.2%±0.9Highest MA: 19.4% |
19.5%±2.9 MA: 19.4% |
| Springfield and Upton are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Age 65+ | 21.8%±2.5Highest MA: 17.9% |
20.7%±4.9 MA: 17.9% |
13.2%±0.7Lowest MA: 17.9% |
21%±2.4 MA: 17.9% |
| Ludlow and Belchertown are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Bachelor’s degree+adults 25+ | 27% MA: 47.3% |
53.5%Highest MA: 47.3% |
20.5%Lowest MA: 47.3% |
47.3% MA: 47.3% |
| Enrolled in collegeshare of residents | 5.2%±1.7 MA: 7.9% |
2.4%±1.3Lowest MA: 7.9% |
7.5%±0.5Highest MA: 7.9% |
6.7%±1.8 MA: 7.9% |
| Springfield and Belchertown are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Cost of living | ||||
| Household incomemedian | $84,838±$7k 18% below MA |
$155,508±$33kHighest 50% above MA |
$52,656±$2kLowest 49% below MA |
$108,068±$15k 4% above MA |
| Upton and Belchertown are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Home valuemedian, owner-occupied | $335,300±$10k 40% below MA |
$576,700±$41kHighest about the MA average |
$245,000±$4kLowest 56% below MA |
$371,300±$12k 34% below MA |
| Rentmedian gross, monthly | $1,223±$82 31% below MA |
$948±$599Lowest 46% below MA |
$1,144±$55 35% below MA |
$1,292±$230Highest 27% below MA |
| Belchertown and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Property taxmedian, yearly | $4,918 18% below MA |
$8,376Highest 40% above MA |
$3,695Lowest 38% below MA |
$5,810 3% below MA |
| Renters paying 30%+of income on rent | 50.7%±9.5Lowest MA: 51.8% |
52.8%±31 MA: 51.8% |
57.7%±3.1Highest MA: 51.8% |
57.4%±21.8 MA: 51.8% |
| Springfield and Belchertown are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Below poverty line | 6.8% MA: 10% |
3.2%Lowest MA: 10% |
25.8%Highest MA: 10% |
8.5% MA: 10% |
| Housing | ||||
| Homeownersof occupied homes | 77.5% MA: 62.5% |
86.7% MA: 62.5% |
49.6%Lowest MA: 62.5% |
87.1%Highest MA: 62.5% |
| Typical home builtmedian year | 1964 same as MA |
1981 17 yrs newer than MA |
1952Lowest 12 yrs older than MA |
1984Highest 20 yrs newer than MA |
| Getting to work | ||||
| Average commuteone way | 20 minLowest 31% below MA |
35 minHighest 22% above MA |
20 min 31% below MA |
29 min about the MA average |
| Work from home | 14%±3.4 MA: 18.6% |
22.8%±5.3Highest MA: 18.6% |
8.4%±0.9Lowest MA: 18.6% |
14%±3.3 MA: 18.6% |
| Schools | ||||
| Public school scoresrank in state, math + reading | #154 of 282 in MA | #46 of 282 in MA | #276 of 282 in MA | #168 of 282 in MA |
| School district | Ludlow | Blackstone Valley Regional Vocational Technical · Mendon-Upton | Springfield | Belchertown |
| High school in town | Ludlow Senior High | Blackstone Valley | Springfield Central High | Belchertown High |
| Students per teacherat that high school | 11.1Lowest |
11.2 |
12.2Highest |
11.9 |
| On TownTapestry | ||||
| Old photos in History | None yet | None yet | None yet | None yet |
MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.